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credit risk manager

  • Adjudication of  credit risk exposures for all lending segments within the bank’s portfolio in keeping with established lending protocols and within prescribed service level agreements. 
  • Mentoring, training and directing  the team on established credit policies, credit risk philosophy and products 
  • Provide guidance in structuring credit transactions that are efficient, practical and profitable 
  • Reviewing and updating policies and tools to support the growth aspirations of the bank  
  • Preparing reports and analysis on the credit exposures of the entity 
  • Review of  new credit product initiatives to ensure balance is maintained between the risk and sales objectives 

credit risk manager

  • Owning the credit risk policies for business
  • Analysing and processing data
  • Responding to regulatory requests
  • Generating reports, ad-hoc analysis and forecasts
  • Monitoring risk trends of the portfolio
  • Developing and applying scorecards/models
  • Develop credit risk as well as fraud strategy & policy including testing and implementation

credit risk manager

  • Responsible (Tamilnadu Region) for underwriting & recommending credit facilities basis the bank’s credit delegations with suitable mitigants to address risk involved. 
  • ING Vysya Bank – was in charge of relationship as well as credit for Mid & Large Corporates for Rest Of Tamilnadu & Kerala