5 Amazing commercial credit analyst Resume Examples (Updated 2023) + Skills & Job Descriptions

commercial credit analyst

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commercial credit analyst: Resume Samples & Writing Guide

Professional Summary

Highly experienced Commercial Credit Analyst with extensive knowledge of accounting and auditing principles. Proven ability to analyze financial statements and recommend credit decisions that maximize profits and minimize risk.

Employment history

Senior Commercial Credit Analyst, Grant Thornton Chicago, Illinois

December 2011 – Present

Prepare credit analysis reports and recommendation packages for senior management
Review and analyze customer financial statements, credit reports, and other related documents
Analyze financial statements and credit data to determine the degree of risk involved in extending credit

Commercial Credit Analyst, Deloitte New York, New York

December 2010 – November 2011

Establish and maintain relationships with customers, partners, and vendors
Develop and maintain credit policies and procedures
Prepare credit analysis reports and recommendation packages for senior management

Entry Level Commercial Credit Analyst, Crowe Horwath Indianapolis, Indiana

June 2010 – November 2010

Monitor customer accounts for compliance with credit terms and conditions
Coordinate with other departments to ensure accuracy of customer credit information
Establish and maintain relationships with customers, partners, and vendors

Education

University of Pennsylvania, Philadelphia, Pennsylvania

Master of Science in Finance (Accounting), April, 2010

University of Pennsylvania, Philadelphia, Pennsylvania

Bachelor of Science in Accounting, April, 2006

Skills

Professionalism

Communication

Adaptability

Training

Visualization

Quality Assurance

Project Management

Troubleshooting

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Employment history

Junior Commercial Credit Analyst, Ernst & Young New York, New York

June 2022 – April 2023

Coordinate with other departments to ensure accuracy of customer credit information
Manage customer accounts to ensure timely payments and minimize bad debt
Prepare and present credit reviews to senior management

Education

New York University, New York, New York

Certified Financial Planner (CFP), May, 2022

Skills

Self-Motivation

Strategic Thinking

Business Acumen

Computer Literacy

Database Management

Auditing

Supervisory

Troubleshooting

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Employment history

Senior Commercial Credit Analyst, Ernst & Young New York, New York

January 2017 – Present

Manage customer accounts to ensure timely payments and minimize bad debt
Conduct periodic reviews of customer credit files
Prepare credit analysis reports and recommendation packages for senior management

Associate Commercial Credit Analyst, BDO USA Chicago, Illinois

July 2015 – December 2016

Prepare financial analysis of customer accounts
Review and analyze customer financial statements, credit reports, and other related documents
Evaluate creditworthiness of customers and recommend credit limits

Junior Commercial Credit Analyst, Crowe Horwath Indianapolis, Indiana

July 2014 – June 2015

Establish and maintain relationships with customers, partners, and vendors
Evaluate creditworthiness of customers and recommend credit limits
Manage customer accounts to ensure timely payments and minimize bad debt

Education

University of Pennsylvania, Philadelphia, Pennsylvania

Master of Arts in Business Administration (Accounting), May, 2014

University of Pennsylvania, Philadelphia, Pennsylvania

Bachelor of Arts in Business Administration (Accounting), May, 2010

Skills

Mentoring

Collaboration

Process Improvement

Listening

Computer Literacy

Innovation

Troubleshooting

Auditing

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Professional Summary

Highly motivated and detail-oriented Commercial Credit Analyst with a strong background in accounting and auditing. Experienced in managing financial risk and developing credit policies and procedures to ensure compliance.

Employment history

Chief Commercial Credit Analyst, Deloitte New York, New York

June 2012 – Present

Analyze financial statements and credit data to determine the degree of risk involved in extending credit
Monitor customer accounts for compliance with credit terms and conditions
Monitor and manage the credit exposure of existing and potential customers

Commercial Credit Analyst, Grant Thornton Chicago, Illinois

June 2011 – May 2012

Monitor customer accounts for compliance with credit terms and conditions
Research and analyze industry trends and customer credit trends
Develop and maintain credit policies and procedures

Junior Commercial Credit Analyst, Deloitte New York, New York

December 2010 – May 2011

Establish and maintain relationships with customers, partners, and vendors
Review and analyze customer financial statements, credit reports, and other related documents
Monitor and manage the credit exposure of existing and potential customers

Education

New York University, New York, New York

Certified in Financial Forensics (CFF), October, 2010

Skills

Collaboration

Negotiation

Innovation

Social Media

Financial Management

Visualization

Process Improvement

Reporting

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Professional Summary

Highly experienced Commercial Credit Analyst with a deep understanding of accounting and auditing principles. Proven ability to assess creditworthiness and develop credit strategies to maximize profitability.

Employment history

Senior Commercial Credit Analyst, McGladrey Minneapolis, Minnesota

January 2011 – Present

Research and analyze industry trends and customer credit trends
Prepare and present credit reviews to senior management
Review and analyze customer financial statements, credit reports, and other related documents

Associate Commercial Credit Analyst, PwC New York, New York

January 2010 – December 2010

Negotiate payment arrangements with customers
Coordinate with other departments to ensure accuracy of customer credit information
Develop and maintain credit policies and procedures

Entry Level Commercial Credit Analyst, Deloitte New York, New York

June 2009 – December 2009

Prepare financial analysis of customer accounts
Monitor and manage the credit exposure of existing and potential customers
Conduct periodic reviews of customer credit files

Education

University of Texas at Austin, Austin, Texas

Master of Science in Finance (Accounting), May, 2009

University of Texas at Austin, Austin, Texas

Bachelor of Arts in Accounting, May, 2005

Skills

Flexibility

Research

Written Communication

Business Acumen

Database Management

Technical

Business Acumen

Process Improvement

Use This commercial credit analyst Resume Template

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commercial credit analyst Job Skills

For an commercial credit analyst position, your job skills are a key factor in demonstrating your value to the company and showing recruiters that you're the ight fit for the role. It's important to be specific when highlighting your skills and ensure that they are directly aligned with the job requirements, as this can greatly improve your chances of being hired. By showcasing your relevant skills and experience, you can make a compelling case for why you're the best candidate for the job.

How to include technical skills in your resume:

Technical skills are a set of specialized abilities and knowledge required to perform a particular job effectively. Some examples of technical skills are data analysis, project management, software proficiency, and programming languages, to name a few.

Add the technical skills that will get hired in your career field with our simple-to-use resume builder. Select your desired resume template, once you reach the skills section of the builder, manually write in the skill or simply click on "Add more skills". This will automatically generate the best skills for your career field, choose your skill level, and hit "Save & Next."

Data Analysis
Financial Management
Business Acumen
Database Management
Risk Management
Quality Assurance
Project Management
Computer Literacy
Troubleshooting
Technical
Visualization
Reporting
Process Improvement
Accounting
Auditing
Strategic Thinking
Relationship Management
Customer Service
Innovation
Supervisory

How to include soft skills in your resume:

Soft skills are non-technical skills that relate to how you work and that can be used in any job. Including soft skills such as time management, creative thinking, teamwork, and conflict resolution demonstrate your problem-solving abilities and show that you navigate challenges and changes in the workplace efficiently.

Add competitive soft skills to make your resume stand-out to recruiters! Simply select your preferred resume template in the skills section, enter the skills manually or use the "Add more skills" option. Our resume builder will generate the most relevant soft skills for your career path. Choose your proficiency level for each skill, and then click "Save & Next" to proceed to the next section.

Communication
Interpersonal
Leadership
Time Management
Problem Solving
Decision Making
Critical Thinking
Creativity
Adaptability
Teamwork
Organization
Planning
Public Speaking
Negotiation
Conflict Resolution
Research
Analytical
Attention to Detail
Self-Motivation
Stress Management
Collaboration
Coaching
Mentoring
Listening
Networking
Strategic Thinking
Negotiation
Emotional Intelligence
Adaptability
Flexibility
Reliability
Professionalism
Computer Literacy
Technical
Data Analysis
Project Management
Customer Service
Presentation
Written Communication
Social Media
Troubleshooting
Quality Assurance
Collaboration
Supervisory
Risk Management
Database Management
Training
Innovation
Documentation
Accounting
Financial Management
Visualization
Reporting
Business Acumen
Process Improvement
Documentation
Relationship Management.

How to Improve Your commercial credit analyst Resume

Navigating resume pitfalls can mean the difference between landing an interview or not. Missing job descriptions or unexplained work history gaps can cause recruiters to hesitate. Let's not even talk about the impact of bad grammar, and forgetting your contact info could leave your potential employer hanging. Aim to be comprehensive, concise, and accurate.

Employment history

Junior Commercial Credit Analyst, Crowe Horwath Indianapolis, Indiana

July 2021 – April 2022

Education

Indiana University, Bloomington, Indiana

Bachelor of Arts in Finance (Accounting), May, 2021

Skills

Computer Literacy

Collaboration

Mentoring

Creativity

Customer Service

Innovation

Computer Literacy

Strategic Thinking

Unexplained Year Gaps and Missing Job Experiences are a No-no

Gaps in your resume can prevent recruiters from hiring you if you don't explain them.

Key Insights

It's okay to have gaps in your work experience but always offer a valid explanation instead of just hiding it.
Use the gap to talk about positive attributes or additional skills you've learned.
Be honest and straightforward about the gap and explain it using a professional summary.

How to Optimize Your commercial credit analyst Resume

Keep an eye out for these resume traps. Neglecting to detail your job roles or explain gaps in your career can lead to unnecessary doubts. Grammar blunders can reflect negatively on you, and without contact information, how can employers reach you? Be meticulous and complete.

Employment history

Chief Commercial Credit Analyst, Moss Adams Seattle, Washington

November 2022 – Present

Evaluate creditworthiness of customers, and recommend credit limits;
Co-ordinate with other departments to ensure accuracy of customer credit information;
Moniter and manage the credit exposure of existing and potencial customers.

Associate Commercial Credit Analyst, KPMG New York, New York

November 2021 – October 2022

Analize financial statments and credit data to determine the degree of risk involed in extending credit
Manage customer accounts to ensure timely payments and minimise bad debt
Research and analize industry trends and customer credit trends.

Jr. Commercial Credit Analyst, McGladrey Minneapolis, Minnesota

May 2021 – October 2021

Evaluate creditworthiness of customers, and recommend credit limits
Prepare credit analysis reports, and recommendation packages for senior management
Establish, and maintain relationships with customers, partners, and vendors.

Education

University of Illinois at Urbana, Champaign, Illinois

Bachelor of Arts in Finance (Accounting), March, 2021

Skills

Problem Solving

Professionalism

Visualization

Creativity

Technical

Risk Management

Relationship Management

Quality Assurance

Avoid Spelling Mistakes and Include your Contact Information

Missing contact information prevents recruiters from understanding you're the best fit for the position.

Key Insights

Make sure you're not missing contact information on your resume. That should include your full name, telephone number and email address.
Make sure to use a professional email address as part of your contact information.
Highlight your contact information and double check that everything is accurate to help recruiters get in touch with you.

commercial credit analyst Cover Letter Example

A cover letter can be a valuable addition to your job application when applying for an commercial credit analyst position. Cover letters provide a concise summary of your qualifications, skills, and experience, also it also gives you an opportunity to explain why you're the best fit for the job. Crafting a cover letter that showcases your relevant experience and enthusiasm for the Accounts Payable role can significantly improve your chances of securing an interview.

Senior Commercial Credit Analyst
Ernst & Young
New York, New York

Ernst & Young Recruitment Team

I am excited to apply for the Senior Commercial Credit Analyst position at Ernst & Young. As a highly skilled Commercial Credit Analyst with 13 years of experience in Accounting & Auditing, I am confident that I can contribute significantly to your organization.

My diverse life experiences have taught me the importance of adaptability, creativity, and resilience. Whether it was on the job, or simply on my day to day, I have learned to navigate challenges and find innovative solutions. I am confident that I possess the skills and expertise necessary to excel in the position at Ernst & Young and I am excited about the opportunity to grow with a team that values these qualities and contribute to your organization's growth and success.

I appreciate the opportunity to apply for the Senior Commercial Credit Analyst position. I am committed to making a positive impact on the world, so I am thrilled about the opportunity to join your team and work towards achieving our shared goals for the betterment of everyone.

Bests,
Ollie Lewis
793-790-0643
[email protected]

Ollie Lewis

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