5 Amazing underwriter Resume Examples (Updated 2023) + Skills & Job Descriptions

As an underwriter, you understand risk better than most people. After all, it's your job to assess the potential downsides of granting a loan or taking other financial actions. So it only makes sense to help minimize the risk when you're applying for jobs by enlisting our help to write the best underwriter resume possible. Hiring officials may only have a few seconds to review an application, which means your resume needs to make a great impression in only a little time. This can be a challenge for any applicant, but when your career is full of examples of saving companies money, streamlining decision-making processes, and providing outstanding client services, packing that much detail into a concise and readable form is even tougher. Fortunately, this is not a problem you have to solve on your own. Let our resume example and other expert tips help you write a resume that leaves no doubt about your readiness for that next great opportunity.

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underwriter: Resume Samples & Writing Guide

Professional Summary

Highly experienced insurance underwriter with a proven track record of efficiently and accurately assessing risk and approving or denying coverage. Skilled in developing and implementing underwriting guidelines and standards to ensure compliance with regulations.

Employment history

Lead Underwriter, Farmers Insurance Los Angeles, California

April 2015 – Present

Collaborate with other departments to ensure timely processing of applications
Monitor and report on underwriting performance
Make decisions on acceptability of risks

Associate Underwriter, Nationwide Columbus, Ohio

November 2013 – March 2015

Participate in industry forums and conferences
Develop and maintain relationships with agents and brokers
Train and mentor junior underwriters

Junior Underwriter, Travelers Hartford, Connecticut

November 2012 – October 2013

Review and interpret policy applications, medical records, and other documents
Maintain knowledge of underwriting guidelines and best practices
Monitor and assess emerging risks

Education

University of Washington, Seattle, Washington

Insurance Underwriting, September, 2012

Skills

Business Acumen

Training

Creativity

Adaptability

Underwriting

Insurance Principles

Risk Assessment

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Employment history

Chief Underwriter, State Farm Bloomington, Illinois

November 2019 – Present

Develop and maintain relationships with agents and brokers
Analyze and evaluate risks associated with insurance applications
Provide customer service to agents and policyholders

Associate Underwriter, Farmers Insurance Los Angeles, California

December 2018 – November 2019

Monitor and assess emerging risks
Develop and maintain relationships with agents and brokers
Train and mentor junior underwriters

Junior Underwriter, Nationwide Columbus, Ohio

May 2018 – November 2018

Provide customer service to agents and policyholders
Negotiate terms and conditions of coverage
Monitor and report on underwriting performance

Education

Florida State University, Tallahassee, Florida

Doctor of Business Administration in Insurance, March, 2018

Florida State University, Tallahassee, Florida

Bachelor of Science in Insurance and Financial Services, March, 2014

Skills

Project Management

Attention to Detail

Self-Motivation

Supervisory

Loss Control

Risk Analysis

Liability Analysis

Risk Assessment

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Employment history

Senior Underwriter, Allstate Northbrook, Illinois

September 2020 – Present

Monitor and report on underwriting performance
Negotiate terms and conditions of coverage
Make decisions on acceptability of risks

Underwriter, State Farm Bloomington, Illinois

September 2019 – August 2020

Develop and maintain relationships with agents and brokers
Implement underwriting process improvements
Review and interpret policy applications, medical records, and other documents

Jr. Underwriter, Progressive Mayfield Village, Ohio

April 2018 – August 2019

Collaborate with other departments to ensure timely processing of applications
Develop and maintain relationships with agents and brokers
Provide customer service to agents and policyholders

Education

Georgia State University, Atlanta, Georgia

Doctor of Science in Insurance and Financial Services, February, 2018

Georgia State University, Atlanta, Georgia

Bachelor of Arts in Insurance and Financial Services, February, 2014

Skills

Listening

Accounting

Self-Motivation

Flexibility

Loss Control

Insurance Regulations

Claims Investigation

Contract Review

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Professional Summary

Dynamic and results-driven Underwriter with extensive experience in the insurance field. Possesses strong analytical and problem-solving skills to assess risk and develop effective strategies for clients.

Employment history

Lead Underwriter, USAA San Antonio, Texas

September 2012 – Present

Negotiate terms and conditions of coverage
Review and interpret policy applications, medical records, and other documents
Monitor and report on underwriting performance

Associate Underwriter, USAA San Antonio, Texas

March 2012 – August 2012

Collaborate with other departments to ensure timely processing of applications
Review and interpret policy applications, medical records, and other documents
Negotiate terms and conditions of coverage

Junior Underwriter, Allstate Northbrook, Illinois

September 2010 – February 2012

Make decisions on acceptability of risks
Monitor and update underwriting files
Prepare and present reports to management

Education

University of Pennsylvania, Philadelphia, Pennsylvania

Bachelor of Science in Insurance, August, 2010

Skills

Critical Thinking

Computer Literacy

Project Management

Stress Management

Premium Calculations

Data Analysis

Contract Review

Risk Analysis

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Professional Summary

A motivated and experienced Underwriter with a strong understanding of the insurance industry. Proven ability to assess risk and determine coverage requirements for a variety of clients.

Employment history

Lead Underwriter, Farmers Insurance Los Angeles, California

December 2013 – Present

Provide customer service to agents and policyholders
Review and interpret policy applications, medical records, and other documents
Participate in industry forums and conferences

Underwriter, Liberty Mutual Boston, Massachusetts

June 2012 – November 2013

Monitor and assess emerging risks
Participate in industry forums and conferences
Collaborate with other departments to ensure timely processing of applications

Junior Underwriter, Nationwide Columbus, Ohio

June 2011 – May 2012

Train and mentor junior underwriters
Provide customer service to agents and policyholders
Monitor and update underwriting files

Education

University of Illinois, Urbana, Illinois

Master of Arts in Insurance and Risk Management, May, 2011

University of Illinois, Urbana, Illinois

Bachelor of Arts in Insurance and Accounting, May, 2007

Skills

Documentation

Negotiation

Decision Making

Insurance Underwriting

Product Development

Risk Analysis

Insurance Regulations

Use This underwriter Resume Template

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underwriter Job Descriptions; Explained

If you're applying for an underwriter position, it's important to tailor your resume to the specific job requirements in order to differentiate yourself from other candidates. Including accurate and relevant information that directly aligns with the job description can greatly increase your chances of securing an interview with potential employers.

When crafting your resume, be sure to use action verbs and a clear, concise format to highlight your relevant skills and experience. Remember, the job description is your first opportunity to make an impression on recruiters, so pay close attention to the details and make sure you're presenting yourself in the best possible light.

underwriter

Verify new applications
Drum for outstanding requirements
Assist both agents and policy holders
Set up new groups
Assemble and send out new polices

underwriter

Engaging in sales initiatives with an aim of business development, achieving revenue goals and product penetration.
Timely processing and dispatch of Insurance Documents i,e, renewal notices, debit notes, cancellation notices, credit notes, policy documents, motor certificates, cover notes as per service standards.
Evaluate risks proposed in line with laid down underwriting procedures and ensuring full compliance to the underwriting guidelines.
Review renewal requests based on the claim experience.
Initiate claim processing at the branch.
Facilitating high customer services standards through addressing queries, resolving complaints and escalating issues/ bottlenecks, if any, to the relevant superiors.
Facilitate timely processing of quotations and tender documents.

senior underwriter (medical)/actuary in the life and health department

Prepare detailed analytics of our business to monitor our client’s performance, and evaluate our underwriting guidelines and strategy
Manage relationships with existing clients, new clients, brokers and reinsurers to meet target premiums
Audit client’s production and claim bordereaux before confirming the related statements of accounts
Provide clients with suitable treaty terms and conditions through analyzing their statistical information
Collaborate with the IT programmers to implement the medical module in the new system

sr. underwriter

Doing financial and medical underwriting
Contributed towards optimum resolution of day-to-day queries raised by Case Handlers & Initial Underwriters.
The merit of consistently achieving CPMs on productivity and quality parameters.
Entrusted with the responsibility of training 10 initial underwriters on Senior Medical Underwriting Programme.
Awarded with a certificate for Best Underwriter with a consistent decision across the year in 2005.
Attained the highest level of underwriting authority from the client side for the offsite location.
Participated in monthly con-calls with CMO of the client to discuss certain typical and critical cases.

underwriter

To work on investor loans and complete them on priority.
To check the occupancy of the borrower and analyze borrower’s KYC & income proof and calculate the same and evaluate borrower financial reliability & Ensure those HAMP modifications complied with federal guidelines.
To take decision whether to approve the loan or deny and sending letter of missing documents.
Prepare reports, memos, letters, reports and other documents, using word processing, spreadsheet, database, or presentation software.

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underwriter Job Skills

For an underwriter position, your job skills are a key factor in demonstrating your value to the company and showing recruiters that you're the ight fit for the role. It's important to be specific when highlighting your skills and ensure that they are directly aligned with the job requirements, as this can greatly improve your chances of being hired. By showcasing your relevant skills and experience, you can make a compelling case for why you're the best candidate for the job.

How to include technical skills in your resume:

Technical skills are a set of specialized abilities and knowledge required to perform a particular job effectively. Some examples of technical skills are data analysis, project management, software proficiency, and programming languages, to name a few.

Add the technical skills that will get hired in your career field with our simple-to-use resume builder. Select your desired resume template, once you reach the skills section of the builder, manually write in the skill or simply click on "Add more skills". This will automatically generate the best skills for your career field, choose your skill level, and hit "Save & Next."

Underwriting
Policy Writing
Insurance Products
Claims Handling
Risk Assessment
Insurance Regulations
Insurance Underwriting
Liability Analysis
Premium Calculations
Risk Analysis
Insurance Principles
Claims Investigation
Contract Review
Insurance Law
Regulatory Compliance
Risk Management
Data Analysis
Loss Control
Reinsurance
Risk Modeling
Product Development

How to include soft skills in your resume:

Soft skills are non-technical skills that relate to how you work and that can be used in any job. Including soft skills such as time management, creative thinking, teamwork, and conflict resolution demonstrate your problem-solving abilities and show that you navigate challenges and changes in the workplace efficiently.

Add competitive soft skills to make your resume stand-out to recruiters! Simply select your preferred resume template in the skills section, enter the skills manually or use the "Add more skills" option. Our resume builder will generate the most relevant soft skills for your career path. Choose your proficiency level for each skill, and then click "Save & Next" to proceed to the next section.

Communication
Interpersonal
Leadership
Time Management
Problem Solving
Decision Making
Critical Thinking
Creativity
Adaptability
Teamwork
Organization
Planning
Public Speaking
Negotiation
Conflict Resolution
Research
Analytical
Attention to Detail
Self-Motivation
Stress Management
Collaboration
Coaching
Mentoring
Listening
Networking
Strategic Thinking
Negotiation
Emotional Intelligence
Adaptability
Flexibility
Reliability
Professionalism
Computer Literacy
Technical
Data Analysis
Project Management
Customer Service
Presentation
Written Communication
Social Media
Troubleshooting
Quality Assurance
Collaboration
Supervisory
Risk Management
Database Management
Training
Innovation
Documentation
Accounting
Financial Management
Visualization
Reporting
Business Acumen
Process Improvement
Documentation
Relationship Management.

How to Improve Your underwriter Resume

Navigating resume pitfalls can mean the difference between landing an interview or not. Missing job descriptions or unexplained work history gaps can cause recruiters to hesitate. Let's not even talk about the impact of bad grammar, and forgetting your contact info could leave your potential employer hanging. Aim to be comprehensive, concise, and accurate.

Employment history

Lead Underwriter, USAA San Antonio, Texas

December 2016 – May 2022

Negotiate terms and conditions of coverage
Provide customer service to agents and policyholders
Monitor and report on underwriting performance

Underwriter, USAA San Antonio, Texas

December 2015 – November 2016

Collaborate with other departments to ensure timely processing of applications
Make decisions on acceptability of risks
Provide customer service to agents and policyholders

Jr. Underwriter, Travelers Hartford, Connecticut

December 2014 – November 2015

Make decisions on acceptability of risks
Develop and maintain relationships with agents and brokers
Monitor and assess emerging risks

Education

University of Washington, Seattle, Washington

Doctor of Science in Business Administration and Insurance, November, 2014

University of Washington, Seattle, Washington

Bachelor of Arts in Business Administration and Insurance, November, 2010

Skills

Negotiation

Technical

Time Management

Mentoring

Insurance Law

Underwriting

Insurance Products

Risk Management

Provide your Contact Information and Address Year Gaps

Always explain any gaps in your work history to your advantage.

Key Insights

Employers want to know what you've accomplished, so make sure to explain any gaps using a professional summary.
Adding extra details and context to explain why you have a gap in your work history shows employers you are a good fit for the position.

How to Optimize Your underwriter Resume

Keep an eye out for these resume traps. Neglecting to detail your job roles or explain gaps in your career can lead to unnecessary doubts. Grammar blunders can reflect negatively on you, and without contact information, how can employers reach you? Be meticulous and complete.

Professional Summary

A highly motivated Underwriter with extensive experience in the insurance field. Possesses a strong ability to assess risk and make sound decisions on policy acceptance.

Employment history

Senior Underwriter, Travelers Hartford, Connecticut

June 2011 – Present

Maintain knowlege of underwriting guideliness and best practices
Monitor and assesss emerging risks
Monitor and reportt on underwriting performance

Underwriter, USAA San Antonio, Texas

June 2010 – May 2011

Collaborate with other departments to ensure timely processing of applications
Trainnd mentor junior underwriters
Developp and maintain relationships with agents and brokers

Jr. Underwriter, Farmers Insurance Los Angeles, California

June 2009 – June 2010

"I went to the store to buy some food
I went to the store too buy some food.

Education

University of Michigan, Ann Arbor, Michigan

Bachelor of Arts in Business Administration and Insurance, May, 2009

Skills

Social Media

Written Communication

Collaboration

Planning

Insurance Principles

Insurance Regulations

Claims Handling

Claims Investigation

Include Job Descriptions and Avoid Bad Grammar

Avoid sending a wrong first impression by proofreading your resume.

Key Insights

Spelling and typos are the most common mistakes recruiters see in resumes and by simply avoiding them you can move ahead on the hiring process.
Before submitting your resume, double check to avoid typos.

underwriter Cover Letter Example

A cover letter can be a valuable addition to your job application when applying for an underwriter position. Cover letters provide a concise summary of your qualifications, skills, and experience, also it also gives you an opportunity to explain why you're the best fit for the job. Crafting a cover letter that showcases your relevant experience and enthusiasm for the Accounts Payable role can significantly improve your chances of securing an interview.

Lead Underwriter
Liberty Mutual
Boston, Massachusetts

To Whom It May Concern

I am a passionate Underwriter with 11 years of experience in Insurance. I am excited to submit my application for the Lead Underwriter position at Liberty Mutual, where I believe my skills and expertise would be a great asset to your team.

As someone who has always been driven by a desire to solve complex problems and make a difference in the world, I have pursued opportunities to learn and grow throughout my life. My experience in this field has equipped me with valuable skills such as Business Acumen and Training that have planted in me a great work ethic. I am excited to apply these skills and my enthusiasm for Insurance to the role and contribute to your organization's success.

Thank you for considering my application for the Lead Underwriter position. With my skills and the amazing team at this organization, I am assured that I can contribute to your organization's success and make a meaningful impact. Looking forward to a future where we can work together.

Bests,
Hal Taylor
916-418-5434
haltaylor@aol.com

Hal Taylor

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