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mortgage underwriter: Resume Samples & Writing Guide
Employment history
Senior Mortgage Underwriter, Citigroup New York, New York
November 2018 – Present
- Maintain up-to-date knowledge of underwriting guidelines and industry trends
- Prepare detailed loan packages for submission to investors
- Develop and maintain relationships with lenders, investors, and other stakeholders
Associate Mortgage Underwriter, JP Morgan Chase New York, New York
November 2017 – October 2018
- Review loan files for compliance with all applicable laws, regulations and investor guidelines
- Analyze loan documentation to ensure accuracy and completeness
- Resolve any discrepancies found in loan documents
Entry Level Mortgage Underwriter, TD Bank Cherry Hill, New Jersey
May 2017 – October 2017
- Maintain up-to-date knowledge of underwriting guidelines and industry trends
- Ensure all loan documentation is in compliance with investor guidelines
- Resolve any discrepancies found in loan documents
Education
University of Chicago, Chicago, Illinois
Certified Public Accountant, March, 2017
Skills
Training
Visualization
Documentation
Quality Assurance
Underwriting Guidelines
Loan Origination
Loan Modification
Loan Processing
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Professional Summary
Highly experienced Mortgage Underwriter with a proven track record of success in the Financial Services industry. Proven ability to accurately assess risk and ensure compliance with all applicable regulations.
Employment history
Chief Mortgage Underwriter, Morgan Stanley New York, New York
December 2014 – Present
- Prepare detailed loan packages for submission to investors
- Resolve any discrepancies found in loan documents
- Analyze loan documentation to ensure accuracy and completeness
Mortgage Underwriter, TD Bank Cherry Hill, New Jersey
June 2014 – November 2014
- Ensure all loan documentation is in compliance with investor guidelines
- Make credit decisions based on established underwriting guidelines
- Communicate decisions to loan officers and other stakeholders
Entry Level Mortgage Underwriter, Citigroup New York, New York
December 2012 – May 2014
- Monitor loan applications to ensure timely completion
- Calculate debt-to-income ratios and other financial ratios
- Review and verify borrower’s income, assets, liabilities, and credit history
Education
Darden School of Business, Charlottesville, Virginia
Master of Arts in Business Administration, November, 2012
Darden School of Business, Charlottesville, Virginia
Bachelor of Arts in Business Management, November, 2008
Skills
Risk Management
Self-Motivation
Planning
Networking
Loan Review.
Financial Modeling
Financial Statement Analysis
Loan Administration
Professional Summary
Highly experienced Mortgage Underwriter with a proven track record of accurately assessing loan applications and ensuring compliance with financial regulations. Experienced in providing sound advice and guidance to clients to ensure successful loan applications.
Employment history
Chief Mortgage Underwriter, TD Bank Cherry Hill, New Jersey
June 2012 – Present
- Resolve any discrepancies found in loan documents
- Maintain up-to-date knowledge of underwriting guidelines and industry trends
- Keep detailed records of all loan underwriting activities
Mortgage Underwriter, Wells Fargo San Francisco, California
December 2010 – May 2012
- Monitor loan applications to ensure timely completion
- Prepare detailed loan packages for submission to investors
- Review and verify borrower’s income, assets, liabilities, and credit history
Junior Mortgage Underwriter, JP Morgan Chase New York, New York
June 2010 – November 2010
- Provide guidance and support to loan officers and other staff members
- Analyze loan documentation to ensure accuracy and completeness
- Resolve any discrepancies found in loan documents
Education
MIT Sloan School of Management, Cambridge, Massachusetts
Doctor of Business Administration, April, 2010
MIT Sloan School of Management, Cambridge, Massachusetts
Bachelor of Arts in Accounting, April, 2006
Skills
Decision Making
Technical
Project Management
Attention to Detail
Mortgage Servicing
Mortgage Servicing
Loan Underwriting
Mortgage Origination
Professional Summary
Experienced Mortgage Underwriter with a strong background in financial services. Skilled in analyzing creditworthiness, risk and financial data to make sound underwriting decisions.
Employment history
Chief Mortgage Underwriter, Goldman Sachs New York, New York
May 2013 – Present
- Ensure all loan documentation is in compliance with investor guidelines
- Review loan files for compliance with all applicable laws, regulations and investor guidelines
- Review and verify borrower’s income, assets, liabilities, and credit history
Mortgage Underwriter, JP Morgan Chase New York, New York
December 2011 – April 2013
- Review and verify borrower’s income, assets, liabilities, and credit history
- Review loan files for compliance with all applicable laws, regulations and investor guidelines
- Prepare detailed loan packages for submission to investors
Jr. Mortgage Underwriter, Citigroup New York, New York
May 2011 – November 2011
- Prepare detailed loan packages for submission to investors
- Provide guidance and support to loan officers and other staff members
- Keep detailed records of all loan underwriting activities
Education
Stanford University, Stanford, California
Doctor of Philosophy in Accounting, April, 2011
Stanford University, Stanford, California
Bachelor of Arts in Finance, April, 2007
Skills
Data Analysis
Technical
Creativity
Visualization
Loan Documentation
Loan Processing
Mortgage Underwriting
Loan Review.
Professional Summary
Highly experienced Mortgage Underwriter with a proven track record of accurately assessing financial risk and approving or denying loan applications. Skilled in utilizing industry-standard software and processes to ensure compliance with legal regulations and company policies.
Employment history
Senior Mortgage Underwriter, JP Morgan Chase New York, New York
March 2015 – Present
- Develop and maintain relationships with lenders, investors, and other stakeholders
- Keep detailed records of all loan underwriting activities
- Ensure all loan documentation is in compliance with investor guidelines
Mortgage Underwriter, PNC Financial Services Group Pittsburgh, Pennsylvania
September 2013 – February 2015
- Monitor loan applications to ensure timely completion
- Resolve any discrepancies found in loan documents
- Communicate decisions to loan officers and other stakeholders
Jr. Mortgage Underwriter, TD Bank Cherry Hill, New Jersey
September 2012 – August 2013
- Ensure all loan documentation is in compliance with investor guidelines
- Review and verify borrower’s income, assets, liabilities, and credit history
- Identify and document any potential fraud related to mortgage applications
Education
Darden School of Business, Charlottesville, Virginia
Master of Arts in Accounting, August, 2012
Darden School of Business, Charlottesville, Virginia
Bachelor of Science in Economics, August, 2008
Skills
Database Management
Written Communication
Collaboration
Technical
Loan Underwriting
Mortgage Lending
Mortgage Servicing
Mortgage Underwriting
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mortgage underwriter Job Descriptions; Explained
If you're applying for an mortgage underwriter position, it's important to tailor your resume to the specific job requirements in order to differentiate yourself from other candidates. Including accurate and relevant information that directly aligns with the job description can greatly increase your chances of securing an interview with potential employers.
When crafting your resume, be sure to use action verbs and a clear, concise format to highlight your relevant skills and experience. Remember, the job description is your first opportunity to make an impression on recruiters, so pay close attention to the details and make sure you're presenting yourself in the best possible light.
1
mortgage underwriter
- Negotiate/approve/recommend/decline, within established guidelines and authorized lending limit, residential mortgage applications.
- Review Credit Information, appraisals and examine property condition and comparable sales used to support the market value.
- Prepare and make considered recommendations to Senior Underwriters, Manager or Senior Directors where residential mortgage application is above authority limit.
- Participate in special projects focused on auditing on supporting less tenured underwriters to ensure compliance standards are met.
2
mortgage underwriter
- Assess applicants’ financial status, credit, and property evaluations to determine the feasibility of granting loans.
- Successfully trained new recruits on the system and process orientation plan to get them ready for the floor.
- Perform detailed underwriting analysis on conforming loans for credit and documentation deficiencies and determine marketability of each loan.
- Analyze customer’s loan-to-value ratio, debt-to-income ratio, credit report, application, income and assets, source(s) of down payment funds, and supporting documentation to identify potential fraud or misrepresentation.
3
senior mortgage underwriter
- Strong oral and written communication skills
- Ability to meet production, quality and service standards
- Thorough understanding of credit and an ability to review complex financial documents
- Recommended loan approvals and denials based on customer loan application reviews.
4
mortgage underwriter
- Received DE certification in 2013
mortgage underwriter Job Skills
For an mortgage underwriter position, your job skills are a key factor in demonstrating your value to the company and showing recruiters that you're the ight fit for the role. It's important to be specific when highlighting your skills and ensure that they are directly aligned with the job requirements, as this can greatly improve your chances of being hired. By showcasing your relevant skills and experience, you can make a compelling case for why you're the best candidate for the job.
How to include technical skills in your resume:
Technical skills are a set of specialized abilities and knowledge required to perform a particular job
effectively. Some examples of technical skills are data analysis, project management, software proficiency,
and programming languages, to name a few.
Add the technical skills that will get hired in your career
field with our simple-to-use resume builder. Select your desired resume template, once you reach the skills
section of the builder, manually write in the skill or simply click on "Add more skills". This will
automatically generate the best skills for your career field, choose your skill level, and hit "Save &
Next."
- Financial Analysis
- Mortgage Origination
- Regulatory Compliance
- Underwriting Guidelines
- Credit Analysis
- Loan Documentation
- Credit Scoring
- Loan Processing
- Risk Assessment
- Financial Modeling
- Loan Underwriting
- Loan Origination
- Financial Statement Analysis
- Mortgage Servicing
- Mortgage Lending
- Loan Closing
- Mortgage Underwriting
- Mortgage Servicing
- Loan Modification
- Loan Administration
- Loan Review.
How to include soft skills in your resume:
Soft skills are non-technical skills that relate to how you work and that can be used in any job. Including
soft skills such as time management, creative thinking, teamwork, and conflict resolution demonstrate your
problem-solving abilities and show that you navigate challenges and changes in the workplace
efficiently.
Add competitive soft skills to make your resume stand-out to recruiters! Simply select
your preferred resume template in the skills section, enter the skills manually or use the "Add more skills"
option. Our resume builder will generate the most relevant soft skills for your career path. Choose your
proficiency level for each skill, and then click "Save & Next" to proceed to the next section.
- Communication
- Interpersonal
- Leadership
- Time Management
- Problem Solving
- Decision Making
- Critical Thinking
- Creativity
- Adaptability
- Teamwork
- Organization
- Planning
- Public Speaking
- Negotiation
- Conflict Resolution
- Research
- Analytical
- Attention to Detail
- Self-Motivation
- Stress Management
- Collaboration
- Coaching
- Mentoring
- Listening
- Networking
- Strategic Thinking
- Negotiation
- Emotional Intelligence
- Adaptability
- Flexibility
- Reliability
- Professionalism
- Computer Literacy
- Technical
- Data Analysis
- Project Management
- Customer Service
- Presentation
- Written Communication
- Social Media
- Troubleshooting
- Quality Assurance
- Collaboration
- Supervisory
- Risk Management
- Database Management
- Training
- Innovation
- Documentation
- Accounting
- Financial Management
- Visualization
- Reporting
- Business Acumen
- Process Improvement
- Documentation
- Relationship Management.
How to Improve Your mortgage underwriter Resume
Navigating resume pitfalls can mean the difference between landing an interview or not. Missing job descriptions or unexplained work history gaps can cause recruiters to hesitate. Let's not even talk about the impact of bad grammar, and forgetting your contact info could leave your potential employer hanging. Aim to be comprehensive, concise, and accurate.
Employment history
Lead Mortgage Underwriter, TD Bank Cherry Hill, New Jersey
December 2018 – May 2022
- Keep detailed records of all loan underwriting activities
- Develop and maintain relationships with lenders, investors, and other stakeholders
- Resolve any discrepancies found in loan documents
Associate Mortgage Underwriter, State Street Corporation Boston, Massachusetts
December 2017 – November 2018
- Review loan files for compliance with all applicable laws, regulations and investor guidelines
- Resolve any discrepancies found in loan documents
- Review and verify borrower’s income, assets, liabilities, and credit history
Entry Level Mortgage Underwriter, Wells Fargo San Francisco, California
June 2017 – November 2017
Education
Harvard University, Cambridge, Massachusetts
Master of Science in Economics, April, 2017
Harvard University, Cambridge, Massachusetts
Bachelor of Science in Economics, April, 2013
Skills
Public Speaking
Social Media
Critical Thinking
Adaptability
Mortgage Lending
Credit Scoring
Underwriting Guidelines
Risk Assessment
Unexplained Year Gaps and Missing Job Experiences are a No-no
Gaps in your resume can prevent recruiters from hiring you if you don't explain them.
Key Insights- It's okay to have gaps in your work experience but always offer a valid explanation instead of just hiding it.
- Use the gap to talk about positive attributes or additional skills you've learned.
- Be honest and straightforward about the gap and explain it using a professional summary.
How to Optimize Your mortgage underwriter Resume
Keep an eye out for these resume traps. Neglecting to detail your job roles or explain gaps in your career can lead to unnecessary doubts. Grammar blunders can reflect negatively on you, and without contact information, how can employers reach you? Be meticulous and complete.
Ursa Nelson 766 Cherrywood Avenue, Columbus, MT 59019
Employment history
Lead Mortgage Underwriter, TD Bank Cherry Hill, New Jersey
October 2016 – Present
- Preapre detialed loan pakages fer submision too investers.
- Comunicate decissions too loan offisers and othr stakeholdrs.
- Ensure all loan documentation is in compliance with investor guidlines.
Associate Mortgage Underwriter, Citigroup New York, New York
April 2015 – September 2016
- Makes credit decisions baseds on estblished underwritings guidelines.
- Reviw loan files for complience with all aplicable laws, regulaitons and investoer guideliens.
- Mointor loan aplications too ensuee tiemly completetion.
Jr. Mortgage Underwriter, U.S. Bancorp Minneapolis, Minnesota
November 2013 – March 2015
- Reveiw and verifiy borrwer's incom, assests, liabilites, and credt history.
- Ensure all loan documentations is in compliances with investor guideline's.
- Moniter loan aplications too ensur timly completion.
Education
Wharton School, Philadelphia, Pennsylvania
Bachelor of Arts in Economics, September, 2013
Skills
Listening
Visualization
Critical Thinking
Relationship Management.
Financial Statement Analysis
Credit Scoring
Credit Analysis
Underwriting Guidelines
Avoid Spelling Mistakes and Include your Contact Information
Missing contact information prevents recruiters from understanding you're the best fit for the position.
Key Insights- Make sure you're not missing contact information on your resume. That should include your full name, telephone number and email address.
- Make sure to use a professional email address as part of your contact information.
- Highlight your contact information and double check that everything is accurate to help recruiters get in touch with you.
mortgage underwriter Cover Letter Example
A cover letter can be a valuable addition to your job application when applying for an mortgage underwriter position. Cover letters provide a concise summary of your qualifications, skills, and experience, also it also gives you an opportunity to explain why you're the best fit for the job. Crafting a cover letter that showcases your relevant experience and enthusiasm for the Accounts Payable role can significantly improve your chances of securing an interview.
Senior Mortgage Underwriter
JP Morgan Chase
New York, New York
JP Morgan Chase
New York, New York
Esteemed JP Morgan Chase Hiring Team
I am a results-driven Mortgage Underwriter with 6 years of experience in Financial Services. I am excited to submit my application for the Senior Mortgage Underwriter role at JP Morgan Chase, where I believe I can make a valuable contribution to your team.
My diverse life experiences have taught me the importance of adaptability, creativity, and resilience. Whether it was on the job, or simply on my day to day, I have learned to navigate challenges and find innovative solutions. I am confident that I possess the skills and expertise necessary to excel in the position at JP Morgan Chase and I am excited about the opportunity to grow with a team that values these qualities and contribute to your organization's growth and success.
Thank you for considering my application for the Senior Mortgage Underwriter role at your organization. I am dedicated to continuous improvement, and elated about the opportunity to join your team and work towards achieving our shared goals together.
Bests,
Percy Harris
734-182-6983
[email protected]
Percy Harris
Showcase your most significant accomplishments and qualifications with this cover
letter.
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Build your Resume in 15 minutes
Give yourself the best chance of standing out from the
competition!
Create an awesome resume that meets the expectations of potential employers with our selection of professional, field-tested resume templates.
Create an awesome resume that meets the expectations of potential employers with our selection of professional, field-tested resume templates.