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  • Verify new applications
  • Drum for outstanding requirements
  • Assist both agents and policy holders
  • Set up new groups
  • Assemble and send out new polices


  •  Engaging in sales initiatives with an aim of business development, achieving revenue goals and product penetration.
  •  Timely processing and dispatch of Insurance Documents i,e, renewal notices, debit notes, cancellation notices, credit notes, policy documents, motor certificates, cover notes as per service standards.
  •  Evaluate risks proposed in line with laid down underwriting procedures and ensuring full compliance to the underwriting guidelines.
  • Review renewal requests based on the claim experience. 
  •  Initiate claim processing at the branch.
  • Facilitating high customer services standards through addressing queries, resolving complaints and escalating issues/ bottlenecks, if any, to the relevant superiors.
  • Facilitate timely processing of quotations and tender documents.

senior underwriter (medical)/actuary in the life and health department

  • Prepare detailed analytics of our business to monitor our client’s performance, and evaluate our underwriting guidelines and strategy
  • Manage relationships with existing clients, new clients, brokers and reinsurers to meet target premiums
  • Audit client’s production and claim bordereaux before confirming the related statements of accounts
  • Provide clients with suitable treaty terms and conditions through analyzing their statistical information
  • Collaborate with the IT programmers to implement the medical module in the new system

sr. underwriter

  • Doing financial and medical underwriting
  • Contributed towards optimum resolution of day-to-day queries raised by Case Handlers & Initial Underwriters.
  • The merit of consistently achieving CPMs on productivity and quality parameters.
  • Entrusted with the responsibility of training 10 initial underwriters on Senior Medical Underwriting Programme.
  • Awarded with a certificate for Best Underwriter with a consistent decision across the year in 2005.
  • Attained the highest level of underwriting authority from the client side for the offsite location.
  • Participated in monthly con-calls with CMO of the client to discuss certain typical and critical cases.


  • To work on investor loans and complete them on priority. 
  • To check the occupancy of the borrower and analyze borrower’s KYC & income proof and calculate the same and evaluate borrower financial reliability & Ensure those HAMP modifications complied with federal guidelines. 
  • To take decision whether to approve the loan or deny and sending letter of missing documents.  
  • Prepare reports, memos, letters, reports and other documents, using word processing, spreadsheet, database, or presentation software.

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