credit analyst Resume Examples

As a credit analyst, you know how to gather information to evaluate someone’s creditworthiness. When applying for a job, you must be able to evaluate your credit analyst resume and determine if it contains the right information that will get you the job. It is important to include relevant qualifications, which may be analytics, attention to detail, risk management, accounting, data interpretation, problem-solving, organization, investigation, and observation skills. Financial institutions often use the assistance of applicant tracking systems to evaluate incoming resumes. To pass an ATS, incorporate required qualifications from the job description and use industry-specific terms. You can also impress the hiring manager by using bullet points to focus attention, by including numbers and facts to describe work history, and by keeping statements concise. Even with a degree in finance, resume writing may not be your forte. Let us help by providing you with job-specific phrases and a resume example collection. With our advice and guidance, you can write a resume in no time at all.
Build My Resume

Andrew Smith

287 Custer Street, Hopewell, PA 00000
[email protected]
(000) 000-0000

Professional Summary

A highly motivated, detailed oriented, and resourceful credit analyst. Possessing considerable experience and knowledge within the financial industry, including but not limited to communicating with members and handling their bank transactions, verifying account opening and closing information, assessing borrower's credit information, and following proper rules and regulations. Acquiring a respectable and ethical name within the industry by continuously practicing fair, accurate, and quality services within. Keen to finding a challenging position within an ambitious company where I can continue to build on my career and further utilize my accounting skills.

Employment history

Credit Analyst, Pouros, Bode and Hills. New Hedwig, Idaho
Jul. 2017 – Present
  • Evaluates borrower's credit data and financial statements to best determine the degree of risk involved in lending money to them.
  • Prepares reports that reflect the degree of risk involved with lending money to clients.
  • Analyzes borrower's records while using specific data to recommend payment plans. 
  • Evaluates the financial status of clients by producing financial ratios through computer programs.
  • Confers with credit associations and references to exchange credit information on clients.
  • Presents all compiled data information to lenders and loan committee for approval.
Deposit Operations Specialist, Abbott LLC. South Danitamouth, Minnesota
Sep. 2016 – Feb. 2017
  • Processed reports on a regular basis to ensure customer notifications were being sent out correctly and efficiently.
  • Processed and verified all incoming and outgoing wires along with OFAC inquiries.
  • Processed levies/garnishments in addition to posting IOLTAs/IBRETAs, and handling IRA reports.
  • Performed a number of clerical duties, including answering customer questions over the phone or through an online chat system.
  • Reviewed account opening and closing documentation for accuracy while compiling all other necessary information.



Bookkeeper, Bogisich and Sons. Lake Rickyside, Iowa
Sep. 2013 – Oct. 2013
  • Prepared daily reports and deposit slips for the previous day’s work.
  • Compiled a spreadsheet using Excel from the registers to determine the over/short of the previous day.
  • Transferred information on an Excel spreadsheet to balance out the entire day’s sales.
  • Took responsibility in opening the store and working customer service as needed.



Education

South Flatley, Blicktown, Iowa
Bachelor of Science, Accounting, Jul. 2017
Aufderhar Institute, West Conception, Nebraska
Associate of Applied Science, Accounting, Jul. 2012

Honors

Skills

Microsoft Excel
Financial Statement Analysis
Revenue Projections
General Ledger
Personal and Business Tax Returns
Profit and Loss Reports
Annual Reports
Balance Sheets
Build My Resume

Andrew Smith

Professional Summary

4 years’ experience as a Credit Analyst Rendering my best effort And Experience in this Credit field.  I Would like to take up great challenges and solve with My ability.
I detected so many frauds at the time of login files and got appreciation for my smart work. I Shall adhere to Company policies and Credit policies. I Always want to do Hard work To learn unknown Works. 

Employment history

Credit Analyst(LAP), Little Inc. New Kaitlinton, Montana
Feb. 2020 – Present
  • Examine, evaluate, or process loan applications.
  • Analyze applicants' financial status, credit, and property evaluations to determine feasibility of granting loans.
  • Investigate missing checks, payment histories, held funds, returned checks, or other related issues to resolve client or creditor problems.
  • Determine customers' financial services needs and prepare proposals to sell services that address these needs.
  • End to End Process Which Include Login to Disbursement
  • Due Diligence of Loan applications With KYC Adherence
  • Following up With Various External Agencies which Include Technical, legal, etc and follow up For the Hard copies.
  • Checking LAP Eligibility in Various Products like SIP programme,Banking Programme, Gross Profit Programme etc.
  • Following up with Field investingation, Fraud control for checking of files and follow up for the Reports.
Credit Processing Assistant (OD,CC,BL,LAP), Bartell-Rath. Lake Shanelchester, Washington
May. 2017 – Jun. 2017
  • Worked as a credit processing Assistant (CPA) in Axis bank from September 2016 to 2018 October 
  • Preparing Ratio Sheets,checking eligibility in suitable programmes,Loan Tracking,GST calculations.
  • Checking credit pendings in every file
  • Technical, Legal Intiation At the time of login and Follow up for Reports
  • Files login process
  • Follow up for Upfront fee Cheque
  • FI, RCU intiation and Follow up for the Reports
  • CAM Preparing For Business loan

Credit Processing Assistant (BL,LAP), Stoltenberg, Ankunding and Kemmer. Horacemouth, Virginia
Sep. 2015 – Oct. 2015
  • Worked as a Credit processing Assistant(CPA) in kotak Mahindra bank from September 2014 to 2016 
  • Checking Financial eligibility, Preparing Ratio sheets, Loan Tracking,GST Calculation
  • Checking Credit pendings
  • FI,RCU Intiation and Follow up for the Hard copies
  • Files login 

Education

South New Jersey College, Sibylville, Idaho
Bachelor of Arts, B.COM, Dec. 2014
Western Arkansas College, New Marcelino, Hawaii
High School Diploma, MEC, Jul. 2011
Von University, Walterfurt, Hawaii
High School Diploma, 10th class, Jul. 2009

ABILITIES:

Personal Details :

Personal info

Phone: (000) 000-0000
Email: [email protected]
Address: 287 Custer Street, Hopewell, PA 00000

Languages

English
Telugu

Skills

CAM PREPARING
MANAGEMENT INFORMATION SYSTEM(MIS)
FILES LOGIN
Use This credit analyst Resume Template

Not in love with this template? Browse our full library of resume templates

boy

Build your resume in 15 minutes

Use professional field-tested resume templates that follow the exact resume rules employers look for.
Build My Resume

Related Resumes & Cover Letters

More Job Descriptions for credit analyst Resumes

1

credit analyst

  • Data entry-customers details
  • Assign correct limit of credit to customer accord customer income
  • Separate customer applications and scan the applications
  • Failing the documents and clarify the customers questions 
2

credit analyst

  • Underwriter of Personal Loans
  • Risk Analysis of Customers Repaying Capacity, Profit Maximization 
  • Examining Credit History of Customers 
  • Talk to the Onshore Branches in Australia & New Zealand and provide back end support 
3

credit analyst

  • Working closely with the Business Manager to find solutions tailored to Agricultural client’s credit needs. 
  • Provision of bankable solutions out of clear understanding of client’s credit needs. 
  • Risk assessment and credit proposal preparation, finalization and presentation to relevant credit committees consideration, as well as manage the existing credit portfolio. 
  • Ensuring full compliance, with all laws, rules, regulations and internal policies, procedures and process in the area of credit risk. 
  • Working with other deal team members across the Bank’s products and geographies to ensure timely transaction processing. 
  • Develop facility monitoring trackers, facility monitoring triggers and collateral monitoring trackers. 
  • Following up on key decisions made in the monitoring of facilities on the ground and acting as a dedicated person on the ground in ensuring that there is a continuous and effective monitoring of facilities until they are fully repaid. 
4

credit analyst

  •  Credit risk assessments and evaluating the feasibility of client projects 
  • Work within clear operational guidelines, autonomously managing less complex clients or transactions and supports senior colleagues on more complex transactions; 
  • Provide support to Business Managers in Watch list portfolio management, including reviewing existing customer files and monitoring their repayment patterns to ensure timely regularization of arrears and return of facilities to the regular portfolio. 
  • Resolving customers’ queries within agreed authority. 
5

credit analyst

  • Activities include Pre-Login Reviews and Final Reviews of Consumer Durable and Two-Wheeler Applications.
  • Handling field Credit investigations, through a credit verification agency.
  • Handle all the queries of customer care department and send incomplete letters to dealers and handled spot approval programme at counter.
  • Monitoring agency activities to get the job done within a fixed time frame.
  • Achieving in-house time based targets.
1 2 3 … 11

Other Great Resumes & Cover Letters from this Industry:

Suggested Reading:

Related Articles

Resume Design Tips and Tricks

Resume Design Tips and Tricks

Creating a resume that stands out from the rest doesn’t have to be rocket science. With just a few tips and tricks, you can make your professional resume a shining...

Read more