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mortgage originator: Resume Samples & Writing Guide

Marcus Patterson

915 Laurelwood Avenue, Shoreline, WA 98160
[email protected]
923-197-4944

Employment history

Chief Mortgage Originator, SunTrust Bank Atlanta, Georgia
June 2019 – Present
  • Maintain accurate records of customer interactions
  • Provide excellent customer service to ensure customer satisfaction
  • Negotiate loan terms with customers and ensure accuracy of loan documents
Associate Mortgage Originator, PNC Bank Pittsburgh, Pennsylvania
November 2018 – May 2019
  • Stay current with industry trends and developments
  • Analyze customer financial information to determine eligibility for mortgage loan programs
  • Maintain current knowledge of mortgage products and services
Junior Mortgage Originator, Wells Fargo San Francisco, California
May 2018 – October 2018
  • Prepare and submit loan applications to underwriting for approval
  • Provide excellent customer service to ensure customer satisfaction
  • Comply with all applicable federal, state, and local laws and regulations

Education

University of Michigan, Ann Arbor, Michigan
Certified Credit Professional, March, 2018

Skills

Troubleshooting
Training
Emotional Intelligence
Project Management
Credit Analysis
Mortgage Refinancing
Loan Origination
Loan Structuring

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Sam Fox

208 Alderwood Drive, Holton, KS 66436
[email protected]
977-539-6024

Employment history

Lead Mortgage Originator, JP Morgan Chase New York, New York
October 2020 – Present
  • Maintain current knowledge of mortgage products and services
  • Stay current with industry trends and developments
  • Develop and maintain relationships with customers and referral sources
Mortgage Originator, U.S. Bank Minneapolis, Minnesota
March 2020 – September 2020
  • Provide excellent customer service to ensure customer satisfaction
  • Perform other duties as assigned
  • Participate in industry and community events to promote the bank’s mortgage products and services
Junior Mortgage Originator, U.S. Bank Minneapolis, Minnesota
September 2019 – February 2020
  • Negotiate loan terms with customers and ensure accuracy of loan documents
  • Maintain current knowledge of mortgage products and services
  • Prepare and submit loan applications to underwriting for approval

Education

University of California, Los Angeles, California
Master of Science in Economics, July, 2019
University of California, Los Angeles, California
Bachelor of Science in Business Administration, July, 2015

Skills

Negotiation
Collaboration
Quality Assurance
Data Analysis
Loan Modification
Banking Regulations
Loan Underwriting
Loan Closing

Paul Clark

831 Meadowview Drive, San Marcos, CA 92096
[email protected]
794-744-6066

Employment history

Chief Mortgage Originator, SunTrust Bank Atlanta, Georgia
March 2017 – Present
  • Assist customers in selecting the best mortgage loan product for their needs
  • Perform other duties as assigned
  • Maintain current knowledge of mortgage products and services
Associate Mortgage Originator, U.S. Bank Minneapolis, Minnesota
September 2015 – February 2017
  • Participate in industry and community events to promote the bank’s mortgage products and services
  • Analyze customer financial information to determine eligibility for mortgage loan programs
  • Provide excellent customer service to ensure customer satisfaction
Entry Level Mortgage Originator, Bank of America Charlotte, North Carolina
September 2014 – September 2015
  • Generate new business opportunities by networking and building relationships
  • Maintain current knowledge of mortgage products and services
  • Provide excellent customer service to ensure customer satisfaction

Education

Columbia University, New York, New York
Master of Science in Business Administration, August, 2014
Columbia University, New York, New York
Bachelor of Science in Financial Services, August, 2010

Skills

Time Management
Quality Assurance
Conflict Resolution
Adaptability
Regulatory Compliance
Loan Closing
Mortgage Refinancing
Risk Assessment

Kenny Wilson

792 Laurel Avenue, Mesa, WA 99343
[email protected]
661-226-2716

Professional Summary

 Experienced Mortgage Originator with extensive knowledge of banking regulations. Proven track record of success in originating and closing loans for both residential and commercial mortgages. 

Employment history

Senior Mortgage Originator, PNC Bank Pittsburgh, Pennsylvania
November 2013 – Present
  • Participate in industry and community events to promote the bank’s mortgage products and services
  • Comply with all applicable federal, state, and local laws and regulations
  • Generate new business opportunities by networking and building relationships
Associate Mortgage Originator, Citigroup New York, New York
June 2012 – October 2013
  • Negotiate loan terms with customers and ensure accuracy of loan documents
  • Provide excellent customer service to ensure customer satisfaction
  • Prepare and submit loan applications to underwriting for approval
Junior Mortgage Originator, Capital One McLean, Virginia
December 2010 – May 2012
  • Monitor loan status throughout the loan process
  • Develop and maintain relationships with customers and referral sources
  • Perform other duties as assigned

Education

Stanford University, Stanford, California
Master of Science in Banking and Finance, October, 2010
Stanford University, Stanford, California
Bachelor of Science in Accounting, October, 2006

Skills

Innovation
Presentation
Teamwork
Decision Making
Loan Modification
Financial Analysis
Mortgage Servicing
Loan Origination

Bernie Smith

139 Woodland Drive, Benjamin, UT 84660
[email protected]
740-212-1776

Employment history

Lead Mortgage Originator, Capital One McLean, Virginia
May 2018 – Present
  • Maintain accurate records of customer interactions
  • Stay current with industry trends and developments
  • Prepare and submit loan applications to underwriting for approval
Mortgage Originator, Bank of America Charlotte, North Carolina
October 2017 – April 2018
  • Develop and maintain relationships with customers and referral sources
  • Provide excellent customer service to ensure customer satisfaction
  • Participate in industry and community events to promote the bank’s mortgage products and services
Entry Level Mortgage Originator, TD Bank Portland, Maine
April 2017 – September 2017
  • Provide excellent customer service to ensure customer satisfaction
  • Comply with all applicable federal, state, and local laws and regulations
  • Generate new business opportunities by networking and building relationships

Education

University of California, Los Angeles, California
Certified Public Banker, February, 2017

Skills

Public Speaking
Analytical
Organization
Business Acumen
Credit Scoring
Mortgage Refinancing
Loan Closing
Loan Underwriting

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mortgage originator Job Descriptions; Explained

If you're applying for an mortgage originator position, it's important to tailor your resume to the specific job requirements in order to differentiate yourself from other candidates. Including accurate and relevant information that directly aligns with the job description can greatly increase your chances of securing an interview with potential employers.

When crafting your resume, be sure to use action verbs and a clear, concise format to highlight your relevant skills and experience. Remember, the job description is your first opportunity to make an impression on recruiters, so pay close attention to the details and make sure you're presenting yourself in the best possible light.

1

mortgage originator

  • Seek connections with Real Estate Agents, title agents and attorneys to build a trustworthy relationship for mortgage opportunities with their clients.
  • Evaluate mortgage options to help clients obtain financing that best suits their needs.
  • Meet with clients to obtain information to complete mortgage application and collect all required supporting documents.
  • Communicate with clients, real estate agent, title agent and/or attorney through approval process to ensure a smooth transaction.
  • Attend mortgage settlement.
  • Follow up with real estate agent after settlement to maintain continued relationship for future business opportunities.
2

mortgage originator

  • Oversee the loan process from application to closing and assist in servicing of loan as needed
  • Speak with mortgage loan borrowers over the phone or meet in person to advise and guide through process (discussing qualifying interest rate, payment, and/or concerns) 
  • Collection and Verification of all required documentation in accordance to mortgage industry standards
  • Prepares Initial Disclosures, Redisclosures, and Closing Disclosures in accordance with RESPA laws
  • Verify and Analyze loan documentation including credit, income, appraisal and title 
  • Communicate with borrower and third party vendors as required to ensure all parties are aware of loan status and outstanding requirements
  • Examine preliminary title work for judgments, additional liens, and correct chain of title 
3

sr. mortgage originator

  • Analyze credit reports to determine their best course of action moving forward.
  • Calculate income based on tax returns and/or other income documents in file
  • Ensure all conditions are reviewed and received prior to submitting to Underwriting
  • Prepare and Audit Loan Closing Documents 
4

senior mortgage originator

  • Seek connections with real estate agents, title agencies and attorneys to build a trustworthy relationship for mortgage opportunities with their clients.
  • Meet with clients to obtain information to complete the mortgage application and collect all required supporting documents.
  • Communicate with clients, real estate agents, title agency and/or attorney through the approval process to ensure a smooth transaction.
  • Attend mortgage settlements.
  • Follow up with real estate agents after settlement to maintain continued relationship for future business opportunities.
5

mortgage originator

  • Schedule, Perform, and Notarize Loan closing with borrowers
  • Prepare file for funding, verify wires are completed, and mail funds
  • Handles Mortgage payment transactions (Setting up auto drafts and taking payments) 
  • Complete Release of Liens, Subordination Agreements, Verifications of Mortgage, and Payoff Requests
  • Prepare Forbearance Agreements for borrowers experiencing Hardships

mortgage originator Job Skills

For an mortgage originator position, your job skills are a key factor in demonstrating your value to the company and showing recruiters that you're the ight fit for the role. It's important to be specific when highlighting your skills and ensure that they are directly aligned with the job requirements, as this can greatly improve your chances of being hired. By showcasing your relevant skills and experience, you can make a compelling case for why you're the best candidate for the job.

How to include technical skills in your resume:

Technical skills are a set of specialized abilities and knowledge required to perform a particular job effectively. Some examples of technical skills are data analysis, project management, software proficiency, and programming languages, to name a few.

Add the technical skills that will get hired in your career field with our simple-to-use resume builder. Select your desired resume template, once you reach the skills section of the builder, manually write in the skill or simply click on "Add more skills". This will automatically generate the best skills for your career field, choose your skill level, and hit "Save & Next."

  • Mortgage Underwriting
  • Loan Origination
  • Financial Analysis
  • Regulatory Compliance
  • Loan Processing
  • Risk Assessment
  • Banking Regulations
  • Credit Analysis
  • Loan Documentation
  • Mortgage Closing
  • Closing Disclosure
  • Loan Closing
  • Loan Modification
  • Mortgage Servicing
  • Loan Servicing
  • Loan Structuring
  • Credit Scoring
  • Mortgage Financing
  • Mortgage Refinancing
  • Loan Structuring
  • Loan Underwriting

How to include soft skills in your resume:

Soft skills are non-technical skills that relate to how you work and that can be used in any job. Including soft skills such as time management, creative thinking, teamwork, and conflict resolution demonstrate your problem-solving abilities and show that you navigate challenges and changes in the workplace efficiently.

Add competitive soft skills to make your resume stand-out to recruiters! Simply select your preferred resume template in the skills section, enter the skills manually or use the "Add more skills" option. Our resume builder will generate the most relevant soft skills for your career path. Choose your proficiency level for each skill, and then click "Save & Next" to proceed to the next section.

  • Communication
  • Interpersonal
  • Leadership
  • Time Management
  • Problem Solving
  • Decision Making
  • Critical Thinking
  • Creativity
  • Adaptability
  • Teamwork
  • Organization
  • Planning
  • Public Speaking
  • Negotiation
  • Conflict Resolution
  • Research
  • Analytical
  • Attention to Detail
  • Self-Motivation
  • Stress Management
  • Collaboration
  • Coaching
  • Mentoring
  • Listening
  • Networking
  • Strategic Thinking
  • Negotiation
  • Emotional Intelligence
  • Adaptability
  • Flexibility
  • Reliability
  • Professionalism
  • Computer Literacy
  • Technical
  • Data Analysis
  • Project Management
  • Customer Service
  • Presentation
  • Written Communication
  • Social Media
  • Troubleshooting
  • Quality Assurance
  • Collaboration
  • Supervisory
  • Risk Management
  • Database Management
  • Training
  • Innovation
  • Documentation
  • Accounting
  • Financial Management
  • Visualization
  • Reporting
  • Business Acumen
  • Process Improvement
  • Documentation
  • Relationship Management.

How to Improve Your mortgage originator Resume

Navigating resume pitfalls can mean the difference between landing an interview or not. Missing job descriptions or unexplained work history gaps can cause recruiters to hesitate. Let's not even talk about the impact of bad grammar, and forgetting your contact info could leave your potential employer hanging. Aim to be comprehensive, concise, and accurate.

Jack Young

473 Evergreen St., Oak Hill, MI 49660

Employment history

Chief Mortgage Originator, Bank of America Charlotte, North Carolina
April 2023 – Present
  • Assists custumers in selectin the best mortage loan product for their need's.
  • Maintane inacurate records of customer interactions.
  • Pariticpate in industry an comunity events to promte the banks mortgage products and servces.
Associate Mortgage Originator, Bank of the West San Francisco, California
November 2021 – March 2023
  • Assists customers in selectin the best mortgage loan product for their need's.
  • Generete new bussiness oppertunities by netwoking and buildin relatinships.
  • Prove excellant customer service too ensur custmer satisfacion.
Entry Level Mortgage Originator, Bank of the West San Francisco, California
April 2021 – October 2021
  • Perform othr dutys as assignd.
  • Maintane inaccurat records of customer interations.
  • Negotiat loan terms wth customers and ensur accurac of loan documnts.

Education

University of Virginia, Charlottesville, Virginia
Bachelor of Science in International Finance, February, 2021

Skills

Decision Making
Troubleshooting
Process Improvement
Professionalism
Loan Structuring
Mortgage Underwriting
Regulatory Compliance
Credit Scoring

Avoid Spelling Mistakes and Include your Contact Information

Missing contact information prevents recruiters from understanding you're the best fit for the position.

Key Insights
  • Make sure you're not missing contact information on your resume. That should include your full name, telephone number and email address.
  • Make sure to use a professional email address as part of your contact information.
  • Highlight your contact information and double check that everything is accurate to help recruiters get in touch with you.

How to Optimize Your mortgage originator Resume

Keep an eye out for these resume traps. Neglecting to detail your job roles or explain gaps in your career can lead to unnecessary doubts. Grammar blunders can reflect negatively on you, and without contact information, how can employers reach you? Be meticulous and complete.

Ian Gray

739 Sunset St., Winamac, IN 46996
[email protected]
909-686-6804

Employment history

Chief Mortgage Originator, PNC Bank Pittsburgh, Pennsylvania
April 2016 – May 2022
  • Participate in industry and community events to promote the bank’s mortgage products and services
  • Stay current with industry trends and developments
  • Negotiate loan terms with customers and ensure accuracy of loan documents
Mortgage Originator, Citigroup New York, New York
April 2015 – March 2016
  • Participate in industry and community events to promote the bank’s mortgage products and services
  • Monitor loan status throughout the loan process
  • Generate new business opportunities by networking and building relationships
Junior Mortgage Originator, Bank of America Charlotte, North Carolina
October 2014 – March 2015

Education

University of Chicago, Chicago, Illinois
Doctor of Philosophy in Financial Services, August, 2014
University of Chicago, Chicago, Illinois
Bachelor of Science in Financial Planning, August, 2010

Skills

Organization
Coaching
Adaptability
Innovation
Credit Scoring
Loan Structuring
Closing Disclosure
Loan Structuring

Unexplained Year Gaps and Missing Job Experiences are a No-no

Gaps in your resume can prevent recruiters from hiring you if you don't explain them.

Key Insights
  • It's okay to have gaps in your work experience but always offer a valid explanation instead of just hiding it.
  • Use the gap to talk about positive attributes or additional skills you've learned.
  • Be honest and straightforward about the gap and explain it using a professional summary.

mortgage originator Cover Letter Example

A cover letter can be a valuable addition to your job application when applying for an mortgage originator position. Cover letters provide a concise summary of your qualifications, skills, and experience, also it also gives you an opportunity to explain why you're the best fit for the job. Crafting a cover letter that showcases your relevant experience and enthusiasm for the Accounts Payable role can significantly improve your chances of securing an interview.



Marcus
Patterson

[email protected]
923-197-4944
915 Laurelwood Avenue, Shoreline, WA
98160

Chief Mortgage Originator
Citigroup
New York, New York

To the Hiring Team at Citigroup


I am a passionate Mortgage Originator with 5 years of experience in the Banking field. I am excited to submit my application for the Chief Mortgage Originator position at Citigroup, where I believe my skills and expertise would be a great asset to your team.


Throughout my life, I have been passionate about Investment Strategies and have pursued opportunities to make a difference in this field. My experience in various areas, not just in the Banking field, has given me the opportunity to develop my skills in Troubleshooting and Training, which I am excited to apply to the role at Citigroup. I am eager to work with a team that shares my values and to help your organization achieve its well determined goals.


Thank you for considering my application for the Chief Mortgage Originator role. I am very passionate about this field and possess a deep understanding of the industry so, I am thrilled about the opportunity to contribute to your organization's success.


Bests,
Marcus Patterson
923-197-4944
[email protected]

Marcus Patterson






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Build your Resume in 15 minutes

Give yourself the best chance of standing out from the competition!

Create an awesome resume that meets the expectations of potential employers with our selection of professional, field-tested resume templates.