Credit Manager Resume Examples

credit manager

  • Started at Tilcon New York as a billing analyst  1994.
  • Manually input tickets for sales and invoiced customers
  • Kept track of monthly totals for the sales department
  • Ordered supplies for the company
  • PROMOTED TO ASSISTANT CREDIT MANAGER 1997
  • Reconciled accounts, customer collection calls, supervised when the Credit manager was not available, handled accounts with the company attorney
  • PROMOTED TO CREDIT MANAGER 2002

credit manager

  • Credit appraisal of home loan applications as per the organisations credit policies and SOP’s with best Turn Around Time.
  • Underwriting of Home loans and mortgage loans for salaried, Self Employed Non Professionals,Self Employed Professionals and Non individual entities.
  • Interact with customers and understand their business model and financial position for assessing creditworthiness of customers by verifying income documents and financial statements.
  • Identifying the risks involved in lending and helping organisation to maintain its asset portfolio healthy.

credit manager

  • Responsible for collections for all New York Customers
  • Reported monthly to the Controller for month end
  • Bi-weekly credit meetings with sales and CEO, COO for past due balances and new customers
  • Authority to close accounts, send to collections and have all appropriate information to direct to the company Attorney.

credit manager

  • Approve, reject, or coordinate the approval or rejection of lines of credit or commercial, real estate.
  • Reconciled accounts, handled cash sale accounts 
  • Created new procedures and trained new personnel
  • Establish and maintain relationships with individual or business customers or provide assistance with problems these customers may encounter.

credit manager

  • Verifying & scrutinizing the Documents of customer i.e. (KYC, Salary Slip, Bank Stat. etc.) in Sanction Files, & Rejection.
  •  Interact with the customer in order to determine the loan requirement, purpose of loan, income sources.
  • Verify the documents that have been provided by the customer and request for pending documents through concerned team. Post login of file into the system, conduct verification or initiate for verifications through third party/directly, wherever available as per guidelines received by Head Office.
  • Conduct personal discussion to resolve all queries related to issues identified during verifications

credit manager/analyst

  • Drove results by analyzing financial statements to create meaningful business relationships that drive sustainable growth
  • Review the risk tolerance of accounts to create consistent results while maximizing sales in a compliant environment
  • Arrange for debt repayment or establish repayment schedules, based on customers’ financial situations and elevated efforts to ensure superb month/quarter/year-end results. 
  • Managed the extension of credit and assessed collection activities to identify problem areas and adapt producers to improve overall performance. 

credit manager

  • Approve, reject, or coordinate the approval or rejection of lines of credit to new customers.
  • Review collection reports to determine the status of collections and the amounts of outstanding balances.
  • Evaluate financial reporting systems, accounting or collection procedures, or investment activities and make recommendations for changes to procedures, operating systems, budgets, or other financial control functions.
  • Recruit staff members and oversee training programs.

credit manager

  • Submit delinquent accounts to attorneys or outside agencies for collection.
  • Establish and maintain relationships with individual or business customers or provide assistance with problems these customers may encounter.
  • Analyze and classify risks and investments to determine their potential impacts on companies.
  • Develop or analyze information to assess the current or future financial status of firms.

credit manager

  • žAccountable for the entire credit granting process and to evaluate proposals of customers for CV CE and Auto Loans
  • žTo ensure audit compliance and regulatory compliance for the location 
  • žManaging Credit Processing Agency across Major towns and key dealerships. 
  • Portfolio analysis of Loan assets and providing healthy inputs to policy team 

credit manager

  • Handles operations of credit for the informal segment in Central Gujarat
  • Works at hub of the HDFC’s central branch, Vadodara 
  • Credit Assessment and Credit Analysis for the informal customers applying loan for the property. 
  • Channels training for the sourcing of files in our offered product
  • Actively engaged in the disbursement follow up with channels