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credit underwriter: Resume Samples & Writing Guide
Professional Summary
Highly experienced Credit Underwriter with a proven track record of successfully assessing and approving insurance policies. Expert in analyzing risk and mitigating potential losses with sound financial management.
Employment history
Senior Credit Underwriter, Progressive Mayfield Village, Ohio
August 2014 – Present
- Negotiate terms of credit with clients
- Identify and evaluate credit risks associated with new and existing business
- Manage and coordinate credit approval process
Credit Underwriter, MetLife New York, New York
August 2013 – July 2014
- Develop and maintain good relationships with clients
- Make recommendation on credit approval and structure of credit limits
- Monitor and review credit exposure of existing clients
Jr. Credit Underwriter, Progressive Mayfield Village, Ohio
August 2012 – July 2013
- Make recommendation on credit approval and structure of credit limits
- Monitor and review credit exposure of existing clients
- Participate in portfolio reviews and credit risk management activities
Education
Georgia State University, Atlanta, Georgia
Insurance Law, June, 2012
Skills
Supervisory
Written Communication
Adaptability
Process Improvement
Financial Modeling
Credit Scoring
Credit Portfolio
Credit Reports
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Professional Summary
An experienced Credit Underwriter with a proven track record of assessing risk and making sound decisions to effectively manage a portfolio of insurance products. Skilled in analyzing financial statements, developing credit policies and procedures, and making recommendations to improve credit risk management.
Employment history
Lead Credit Underwriter, USAA San Antonio, Texas
January 2010 – Present
- Analyze credit risk of prospective and existing clients
- Negotiate terms of credit with clients
- Identify and evaluate credit risks associated with new and existing business
Credit Underwriter, AIG New York, New York
July 2009 – December 2009
- Monitor and analyze client financial performance
- Prepare credit analysis and underwriting reports
- Develop and maintain good relationships with clients
Entry Level Credit Underwriter, Liberty Mutual Boston, Massachusetts
December 2008 – June 2009
- Develop and maintain credit policies and procedures
- Identify and evaluate credit risks associated with new and existing business
- Develop and maintain good relationships with clients
Education
Florida State University, Tallahassee, Florida
Bachelor of Science in Accounting and Insurance, October, 2008
Skills
Communication
Accounting
Supervisory
Leadership
Portfolio Management
Regulatory Compliance
Credit Policy
Credit Portfolio
Employment history
Lead Credit Underwriter, Travelers Hartford, Connecticut
November 2016 – Present
- Prepare credit analysis and underwriting reports
- Monitor and analyze industry and economic trends
- Monitor and analyze client financial performance
Associate Credit Underwriter, Nationwide Columbus, Ohio
May 2015 – October 2016
- Ensure compliance with regulatory requirements
- Participate in portfolio reviews and credit risk management activities
- Monitor and analyze industry and economic trends
Jr. Credit Underwriter, MetLife New York, New York
May 2014 – April 2015
- Manage and track credit limits and exposure
- Participate in portfolio reviews and credit risk management activities
- Negotiate terms of credit with clients
Education
University of Texas, Austin, Texas
Insurance Underwriting, March, 2014
Skills
Reliability
Coaching
Mentoring
Public Speaking
Credit Risk Management
Portfolio Management
Credit Valuation
Risk Management
Employment history
Lead Credit Underwriter, State Farm Bloomington, Illinois
July 2019 – Present
- Develop and maintain credit policies and procedures
- Analyze credit risk of prospective and existing clients
- Monitor and analyze client financial performance
Credit Underwriter, MetLife New York, New York
January 2019 – June 2019
- Prepare credit reports and credit approval documents
- Develop and maintain good relationships with clients
- Prepare credit analysis and underwriting reports
Junior Credit Underwriter, MetLife New York, New York
June 2018 – December 2018
- Negotiate terms of credit with clients
- Ensure compliance with regulatory requirements
- Develop and maintain credit policies and procedures
Education
Georgia State University, Atlanta, Georgia
Doctor of Arts in Business Administration and Insurance, May, 2018
Georgia State University, Atlanta, Georgia
Bachelor of Arts in Insurance and Financial Services, May, 2014
Skills
Training
Process Improvement
Social Media
Innovation
Risk Mitigation
Portfolio Management
Credit Risk Management
Credit Portfolio
Professional Summary
Highly experienced credit underwriter with expertise in the insurance industry. Proven track record of successfully evaluating and approving credit applications.
Employment history
Lead Credit Underwriter, MetLife New York, New York
January 2013 – Present
- Prepare credit reports and credit approval documents
- Develop and maintain good relationships with clients
- Prepare credit analysis and underwriting reports
Associate Credit Underwriter, Nationwide Columbus, Ohio
January 2012 – December 2012
- Analyze credit risk of prospective and existing clients
- Develop and maintain credit policies and procedures
- Monitor and review credit exposure of existing clients
Junior Credit Underwriter, AIG New York, New York
July 2010 – December 2011
- Analyze credit risk of prospective and existing clients
- Develop and maintain credit policies and procedures
- Identify and evaluate credit risks associated with new and existing business
Education
University of Wisconsin, Madison, Wisconsin
Doctor of Business Administration in Insurance, June, 2010
University of Wisconsin, Madison, Wisconsin
Bachelor of Science in Insurance and Financial Services, June, 2006
Skills
Decision Making
Attention to Detail
Written Communication
Social Media
Credit Analysis
Credit Valuation
Insurance Products
Financial Modeling
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credit underwriter Job Descriptions; Explained
If you're applying for an credit underwriter position, it's important to tailor your resume to the specific job requirements in order to differentiate yourself from other candidates. Including accurate and relevant information that directly aligns with the job description can greatly increase your chances of securing an interview with potential employers.
When crafting your resume, be sure to use action verbs and a clear, concise format to highlight your relevant skills and experience. Remember, the job description is your first opportunity to make an impression on recruiters, so pay close attention to the details and make sure you're presenting yourself in the best possible light.
1
credit underwriter
- Balanced the need for loan-volume growth with the equally important necessity of optimum underwriting quality to minimize risk while maximizing profitability.
- Ensured loan submittals met internal and external eligibility requirements. Gained extensive experience in underwriting FHA, VA and Fannie Mae loans.
- Maintained meticulous attention to detail in underwriting mortgages. Evaluated the financial strength of borrowers to determine risk and repayment capacity.
- Leveraged knowledge of loan products to help restructure turned-down loans for subsequent approvals. Maintained compliance with lending, underwriting and government requirements.
- Demonstrated excellent follow-through with borrowers, loan processors, loan originators and management throughout all phases of the underwriting process.
- Prepared detailed reports to present analysis of client creditworthiness to the Bank’s credit committee
credit underwriter Job Skills
For an credit underwriter position, your job skills are a key factor in demonstrating your value to the company and showing recruiters that you're the ight fit for the role. It's important to be specific when highlighting your skills and ensure that they are directly aligned with the job requirements, as this can greatly improve your chances of being hired. By showcasing your relevant skills and experience, you can make a compelling case for why you're the best candidate for the job.
How to include technical skills in your resume:
Technical skills are a set of specialized abilities and knowledge required to perform a particular job effectively. Some examples of technical skills are data analysis, project management, software proficiency, and programming languages, to name a few.
Add the technical skills that will get hired in your career field with our simple-to-use resume builder. Select your desired resume template, once you reach the skills section of the builder, manually write in the skill or simply click on "Add more skills". This will automatically generate the best skills for your career field, choose your skill level, and hit "Save & Next."
- Credit Analysis
- Regulatory Compliance
- Credit Risk Assessment
- Insurance Underwriting
- Financial Modeling
- Credit Scoring
- Portfolio Management
- Credit Policy
- Credit Reports
- Financial Analysis
- Risk Mitigation
- Credit Portfolio
- Credit Risk Management
- Insurance Products
- Credit Valuation
- Actuarial Analysis
- Risk Analysis
- Risk Management
- Credit Structuring
- Loan Origination
How to include soft skills in your resume:
Soft skills are non-technical skills that relate to how you work and that can be used in any job. Including soft skills such as time management, creative thinking, teamwork, and conflict resolution demonstrate your problem-solving abilities and show that you navigate challenges and changes in the workplace efficiently.
Add competitive soft skills to make your resume stand-out to recruiters! Simply select your preferred resume template in the skills section, enter the skills manually or use the "Add more skills" option. Our resume builder will generate the most relevant soft skills for your career path. Choose your proficiency level for each skill, and then click "Save & Next" to proceed to the next section.
- Communication
- Interpersonal
- Leadership
- Time Management
- Problem Solving
- Decision Making
- Critical Thinking
- Creativity
- Adaptability
- Teamwork
- Organization
- Planning
- Public Speaking
- Negotiation
- Conflict Resolution
- Research
- Analytical
- Attention to Detail
- Self-Motivation
- Stress Management
- Collaboration
- Coaching
- Mentoring
- Listening
- Networking
- Strategic Thinking
- Negotiation
- Emotional Intelligence
- Adaptability
- Flexibility
- Reliability
- Professionalism
- Computer Literacy
- Technical
- Data Analysis
- Project Management
- Customer Service
- Presentation
- Written Communication
- Social Media
- Troubleshooting
- Quality Assurance
- Collaboration
- Supervisory
- Risk Management
- Database Management
- Training
- Innovation
- Documentation
- Accounting
- Financial Management
- Visualization
- Reporting
- Business Acumen
- Process Improvement
- Documentation
- Relationship Management.
How to Improve Your credit underwriter Resume
Navigating resume pitfalls can mean the difference between landing an interview or not. Missing job descriptions or unexplained work history gaps can cause recruiters to hesitate. Let's not even talk about the impact of bad grammar, and forgetting your contact info could leave your potential employer hanging. Aim to be comprehensive, concise, and accurate.
Roger Austin
991 Meadow Lane, Cade Lakes, TX 77836Employment history
Entry Level Credit Underwriter, Liberty Mutual Boston, Massachusetts
May 2022 – February 2023
- Manage and coordinate credit approval process
- Negotiate terms of credit with clients
- Ensure compliance with regulatory requirements
Education
University of Illinois, Urbana, Illinois
Doctor of Arts in Insurance and Financial Services, March, 2022
University of Illinois, Urbana, Illinois
Bachelor of Arts in Insurance and Accounting, March, 2018
Skills
Analytical
Project Management
Business Acumen
Accounting
Credit Analysis
Credit Risk Management
Credit Valuation
Risk Management
Provide your Contact Information and Address Year Gaps
Always explain any gaps in your work history to your advantage.
Key Insights- Employers want to know what you've accomplished, so make sure to explain any gaps using a professional summary.
- Adding extra details and context to explain why you have a gap in your work history shows employers you are a good fit for the position.
How to Optimize Your credit underwriter Resume
Keep an eye out for these resume traps. Neglecting to detail your job roles or explain gaps in your career can lead to unnecessary doubts. Grammar blunders can reflect negatively on you, and without contact information, how can employers reach you? Be meticulous and complete.
Employment history
Senior Credit Underwriter, Allstate Northbrook, Illinois
February 2022 – Present
- Negotiate term's of credit with client's
- Prepare credit report's and credit approval document's
- Monitor and analyze industry's and economic trend's
Associate Credit Underwriter, USAA San Antonio, Texas
August 2020 – January 2022
- Develp and maintin good relationsips with clients
- Manage and coordiante credit approval proccess
- Negotiate terms of credit with clientss
Entry Level Credit Underwriter, Nationwide Columbus, Ohio
September 2019 – August 2020
- "I went to the store to buy some food
- I went to the store to buy some foods.
Education
University of Pennsylvania, Philadelphia, Pennsylvania
Bachelor of Arts in Insurance and Accounting, July, 2019
Skills
Innovation
Quality Assurance
Listening
Technical
Insurance Products
Credit Valuation
Regulatory Compliance
Risk Mitigation
Include Job Descriptions and Avoid Bad Grammar
Avoid sending a wrong first impression by proofreading your resume.
Key Insights- Spelling and typos are the most common mistakes recruiters see in resumes and by simply avoiding them you can move ahead on the hiring process.
- Before submitting your resume, double check to avoid typos.
credit underwriter Cover Letter Example
A cover letter can be a valuable addition to your job application when applying for an credit underwriter position. Cover letters provide a concise summary of your qualifications, skills, and experience, also it also gives you an opportunity to explain why you're the best fit for the job. Crafting a cover letter that showcases your relevant experience and enthusiasm for the Accounts Payable role can significantly improve your chances of securing an interview.
Senior Credit Underwriter
State Farm
Bloomington, Illinois
State Farm
Bloomington, Illinois
Dear Hiring Committee
I am writing to express my interest in the Senior Credit Underwriter role at State Farm. As a Credit Underwriter with 11 years of experience in Insurance, I am confident that I have the necessary skills and expertise to succeed in this position.
As someone who has always been curious and eager to learn, I have pursued my education and gained experience in areas like Customer Service to develop my skills in my work. This experience has given me the opportunity to lead major projects and provide my input in diverse areas, which have helped me gain a deeper understanding of the industry. I am excited to bring my passion and expertise to the role at this company and work towards achieving your organization's goals.
Thank you for considering my application for the Senior Credit Underwriter role at your organization. I am dedicated to continuous improvement, and elated about the opportunity to join your team and work towards achieving our shared goals together.
Kindest regards,
Stanley Foster
914-579-0005
[email protected]
Stanley Foster
Showcase your most significant accomplishments and qualifications with this cover letter.
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Build your Resume in 15 minutes
Give yourself the best chance of standing out from the competition!
Create an awesome resume that meets the expectations of potential employers with our selection of professional, field-tested resume templates.
Create an awesome resume that meets the expectations of potential employers with our selection of professional, field-tested resume templates.