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analyst, credit strategy and policy

  • Worked with both wireless and wireline credit policy and strategy
  • Managed project across multiple teams, internal and external, to manually provide proper support for the proper securitization of commercial loans equating to $540 million
  • Managed project to automate the commercial data append of commercial loans with an expected implementation of August 2018
  • Modeled new credit processes for the small medium business division for credit
  • Managed and analyzed weekly credit statistics files for consumer and business to ensure credit data is accurate


  • Developed multiple excel based dashboard/Reports for a UK based telecom company
  • Created multiple dashboards to track the performances of newly launched products by the company
  • Automate the multiple reports and dashboards and make those efficient to save the time
  • Written complex SQL query to extract the required data for reporting purpose


  •  Updated Construction Industry Underwriting standard by analyze the industry overview, gather historical data to develop and monitor this standard including review benchmark financial statements and ratio 
  • Prepared Country Limit report by analyze economic overview of various country, provide country exposure and review the country risk limit requested by the business units for international lending and investment transaction  
  • Analyze the data from National Credit Bureau of Thailand to manage the strategy for the bank and update NCB policy according to changes in relevant laws      
  • Created and designed Responsible Lending Policy that the new policy for banking industry
  • Jointing project team to design and implement core banking system in term of Connected Parties and Single Limit Lending 
  • Prepared documents and presentation to present executive board 
  • Attended external meeting and prepare meeting minutes  

senior analyst, risk management

  • Conducted Due-diligence of multiple companies and presented for credit committee recommendation
  • Monitored portfolio performances by computing & analysing various performance indicators such as: Instances of default, Overdue ageing, Loss at default etc. 
  • Portfolio management in terms of transaction monitoring, reporting and managing deal maturity by conducting regular deal level assessment of approximately 40 million loan contracts.
  • Conceptualized and designed various internal models such as LGD Model, Cashflow revision, Portfolio sensitivity, and Credit enhancement assessment model for on time assessment of portfolio performance across various product lines


  • Closing Tickets with in SLA
  • Coordinating with Vendor to resolve failures and other issues
  • Monitoring the Backups as per schedules
  • Generating various reports as per request.
  • Configuring backup environment as per requirement