Use This TemplateAndrew Smith
Phone:
(000) 000-0000
Email:
[email protected]
Address:
287 Custer Street, Hopewell, PA 00000
Professional Summary
- Mortgage Industry professional with loan originating, processing, closing, and servicing experience and comprehensive knowledge in Conventional Programs.
- Diligent, Detail Oriented, and Computer Savvy in Microsoft Office, as well as in Mortgage Software.
- Recognized as Employee of the Year by fellow colleagues based upon knowledge and quality of work, moral character, stability, and extra-curricular activities in the community.
Employment history
Apr. 2019 – Present
Vandervortchester, Indiana
Mortgage Originator, Zboncak and Sons
- Oversee the loan process from application to closing and assist in servicing of loan as needed
- Speak with mortgage loan borrowers over the phone or meet in person to advise and guide through process (discussing qualifying interest rate, payment, and/or concerns)
- Collection and Verification of all required documentation in accordance to mortgage industry standards
- Prepares Initial Disclosures, Redisclosures, and Closing Disclosures in accordance with RESPA laws
- Verify and Analyze loan documentation including credit, income, appraisal and title
- Communicate with borrower and third party vendors as required to ensure all parties are aware of loan status and outstanding requirements
- Examine preliminary title work for judgments, additional liens, and correct chain of title
- Calculate income based on tax returns and/or other income documents in file
- Ensure all conditions are reviewed and received prior to submitting to Underwriting
- Prepare and Audit Loan Closing Documents
- Schedule, Perform, and Notarize Loan closing with borrowers
- Prepare file for funding, verify wires are completed, and mail funds
- Handles Mortgage payment transactions (Setting up auto drafts and taking payments)
- Complete Release of Liens, Subordination Agreements, Verifications of Mortgage, and Payoff Requests
- Prepare Forbearance Agreements for borrowers experiencing Hardships
Dec. 2012 – Jan. 2013
East Milagromouth, Alabama
Mortgage Processor, Schinner Group
- Assembled and compiled documents for loan approval, such as loan forms, asset and income documentation, credit reports, letters of explanation for credit, job history, title policies, and insurance policies
- Ordered all necessary supporting documentation such as Verifications of Employment, Title, Appraisal, and Transcripts
- Worked hand and hand with Borrowers, Loan Officer, Attorneys, and Title companies
- Ensured accurate and complete packaging of loan documentation
- Managed pipeline of over 20 Refinance applications
Education
Associate of Arts: Elementary Education
- Oberbrunner University - Mozellahaven, Florida
Skills
Risk Assessment
Customer Service
Processing
Financial Document Review
Title Review
Loan Origination
Limited Mortgage Servicing
Mortgage Closing
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More Job Descriptions for :
1
mortgage originator
- Seek connections with Real Estate Agents, title agents and attorneys to build a trustworthy relationship for mortgage opportunities with their clients.
- Evaluate mortgage options to help clients obtain financing that best suits their needs.
- Meet with clients to obtain information to complete mortgage application and collect all required supporting documents.
- Communicate with clients, real estate agent, title agent and/or attorney through approval process to ensure a smooth transaction.
- Attend mortgage settlement.
- Follow up with real estate agent after settlement to maintain continued relationship for future business opportunities.
2
mortgage originator
- Oversee the loan process from application to closing and assist in servicing of loan as needed
- Speak with mortgage loan borrowers over the phone or meet in person to advise and guide through process (discussing qualifying interest rate, payment, and/or concerns)
- Collection and Verification of all required documentation in accordance to mortgage industry standards
- Prepares Initial Disclosures, Redisclosures, and Closing Disclosures in accordance with RESPA laws
- Verify and Analyze loan documentation including credit, income, appraisal and title
- Communicate with borrower and third party vendors as required to ensure all parties are aware of loan status and outstanding requirements
- Examine preliminary title work for judgments, additional liens, and correct chain of title
3
sr. mortgage originator
- Analyze credit reports to determine their best course of action moving forward.
- Calculate income based on tax returns and/or other income documents in file
- Ensure all conditions are reviewed and received prior to submitting to Underwriting
- Prepare and Audit Loan Closing Documents
4
senior mortgage originator
- Seek connections with real estate agents, title agencies and attorneys to build a trustworthy relationship for mortgage opportunities with their clients.
- Meet with clients to obtain information to complete the mortgage application and collect all required supporting documents.
- Communicate with clients, real estate agents, title agency and/or attorney through the approval process to ensure a smooth transaction.
- Attend mortgage settlements.
- Follow up with real estate agents after settlement to maintain continued relationship for future business opportunities.
5
mortgage originator
- Schedule, Perform, and Notarize Loan closing with borrowers
- Prepare file for funding, verify wires are completed, and mail funds
- Handles Mortgage payment transactions (Setting up auto drafts and taking payments)
- Complete Release of Liens, Subordination Agreements, Verifications of Mortgage, and Payoff Requests
- Prepare Forbearance Agreements for borrowers experiencing Hardships
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