Mortgage Underwriter Resume Examples

mortgage underwriter

  • Negotiate/approve/recommend/decline, within established guidelines and authorized lending limit, residential mortgage applications.
  • Review Credit Information, appraisals and examine property condition and comparable sales used to support the market value.
  • Prepare and make considered recommendations to Senior Underwriters, Manager or Senior Directors where residential mortgage application is above authority limit.
  • Participate in special projects focused on auditing on supporting less tenured underwriters to ensure compliance standards are met.

mortgage underwriter

  • Assess applicants’ financial status, credit, and property evaluations to determine the feasibility of granting loans.
  • Successfully trained new recruits on the system and process orientation plan to get them ready for the floor.
  • Perform detailed underwriting analysis on conforming loans for credit and documentation deficiencies and determine marketability of each loan. 
  • Analyze customer’s loan-to-value ratio, debt-to-income ratio, credit report, application, income and assets, source(s) of down payment funds, and supporting documentation to identify potential fraud or misrepresentation.

senior mortgage underwriter

  • Strong oral and written communication skills
  • Ability to meet production, quality and service standards 
  • Thorough understanding of credit and an ability to review complex financial documents
  • Recommended loan approvals and denials based on customer loan application reviews. 

mortgage underwriter

  • Received DE certification in 2013

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