mortgage underwriter

• Assess applicants’ financial status, credit, and property evaluations to determine the feasibility of granting loans.
• Successfully trained new recruits on the system and process orientation plan to get them ready for the floor.
• Perform detailed underwriting analysis on conforming loans for credit and documentation deficiencies and determine marketability of each loan. 
• Analyze customer’s loan-to-value ratio, debt-to-income ratio, credit report, application, income and assets, source(s) of down payment funds, and supporting documentation to identify potential fraud or misrepresentation.

financial services manager

• Analyze applicants’financial status,credit,and property evaluations to determine feasibility of granting loans. 
• Obtain and compile copies of loan applicants’credit histories, corporate financial statements, and other financial information. 
• Meetwithapplicantstoobtaininformationforloanapplicationsandtoanswer questions about the process.
• Explain to customers the different types of loans and credit options that are available,as well as the terms of those services.
• Stay abreast of new types of loans and other financial services and products to better meet customers’needs. 
• Market bank products to individuals and firms,promoting bank services that may meet customers’needs.  
• Prepare reports to send to customers whose accounts are delinquent,and forward irreconcilable accounts for collector action.

finance executive

• Hands on skill in generating various reports such as Deferred Revenue report, Hosting Volume Overage report, Reconciliation of various accounts, AR aging report.
• Expertise in making opportunity, fulfillment, proforma invoice, credit memo, booking, invoicing and cash applications.
• Prepare quarterly balance sheet and related accounts for corporate reporting.
• Reconcile bank balance; recorded general ledger entries.

finance intern

• Examine, evaluate, or process loan applications under the senior.
• Cross check the ledgers provided by the treasury department. 
• Transferring the amount to be invested from the bank account to the Clearing Corporation Of India Limited account.
•  Learned basics of stock markets and various types of investments 

finance executive

• Reconciliation of salary TDS and professional tax.
• Work experience with Tally & MS office(Excel,Word)
• Reconciling intercompany transactions on regular basis.
• Responsible for reviewing and correcting accounting entries.

financial adviser

• Provided holistic planning services for high income clients that included asset protection planning, asset, liability and cash flow planning with the goal of eliminating inefficiencies, filling gaps and executing on opportunities within the context of their business and personal planning.
• Formulated asset allocation strategies and developed proprietary investment models for client portfolios. Provided strategic quantitative models to reduce fees, beta and unsystematic risk while adding alpha.
• Presented advanced long term tax planning solutions for business owners and high net worth clients.
• Oversaw and spearheaded marketing initiative to develop relationships with visionary CPA’s designed to increase their revenue, better serve their clients and drive new client acquisition for the firm.
• Featured speaker at quarterly, semi annual and annual events for the San Diego County Medical Society, Dental Society, various fellowship and residency programs at UCSD and various dental study clubs in San Diego. 

financial analyst intern

• Maintained database by verifying information and recording new information when needed.
• Collected and arranged information and entered details into computer database.
• Followed up with customers to collect information and verify details.
• Visited premises of customers to collect payments directly.

financial services representative

• Engage with several clients every day to meet their immediate and future needs, offer advice, handle objections and complete sales for both personal and small business clients
• Proactively contact clients by phone to identify potential client needs, and schedule appointments to further discuss clients’ opportunities
• Seek to understand and advise clients based on a comprehensive financial planning approach including cash management, credit, investment and wealth protection
• Demonstrate the benefits and assist clients in using all channels such as Bank Machines, Telephone Banking, Mobile and Online Banking
• Work as part of a team to ensure the client is receiving the most appropriate advice and introduce them to the appropriate colleague to meet their needs
• Participate in marketing and business development activities such as client acknowledgement programs and client appreciation activities

finance executive

• Managed accounts receivable for collection from client for investing in unit trust. 
• Conducted periodic reconciliations of all accounts to ensure all funds received from client is identified and “used for investment purposes” as per required from Security Commission. 
• To facilitate day-to-day redemption payment from fund houses to client and ensure the redemption proceeds is reached to the client within the SC guideline.
• Conduct valuation of the company’s managed unit trust on daily basis and ensure the valuation is accurate. 
• To assist and prepared for quarterly report on managed unit trust fund. 
• To assist in any work tasked by superior.  

finance analyst

•  Described and applied accounting/financial ratios and applied the fundamentals of business analytics in constructing evidence based analysis· 
• Working along with Onshore for clarifications regarding critical and aged breaks.
• Hands on experience in using Bloomberg Terminal for searching information on corporate actions, Verifying coupon accruals for bonds and price for securities.
• Working with team towards resolution of any breaks.

investment advisor

• Built a loyal client base by working relentlessly to resolve problems and improve customer satisfaction 
• Cultivated positive relationships with key stakeholders and decision-makers as part of successful business practices 
• Identified client financial goals and risk tolerance to recommend private equity products 
• Improved decision-making by using current data on market conditions and individual financial situations 
• Communicated with existing and prospective clients to identify financial goals and provide recommendations on investment solutions 

finance intern

• Bank reconciliations 
• lead stock taking
• supervise till operators 
• Recorded and maintained accounting data using sage 3 and pastel

assistant finance manager

•  Support the Finance Manager in recording and retrieving financial details of the company including maintaining financial records, processing payments, cash handling and salaries
•  Provide a complete finance service to the whole of the company, addressing all issues of a finance nature and providing all relevant information to meet external demands.
•  Plan, organize and manage own workload to ensure your contribution to the company’s monthly financial reporting process is achieved in a timely and accurate manner
•  Assisted in management weekly payroll, accounts receivables, and payables. 
• Prepared daily bank deposits and conduct monthly reconciliations. 
• Daily switchboard duties file setup/maintenance and handling of petty cash. 
• Identified control weaknesses on current accounting procedures and made recommendations to improve accuracy of financial tracking and reporting. 

finance executive

• Optimizing Investments in Excel and Money Control.
• Maintaining Asset Registers and Verifying the same with Accounting Software
• Coordinating with relationship manager for Investment updates.
• Providing Weekly  an Monthly report of Investments.
• Handling Correspondence
• Looking into Share price on money control on weekly basis.

financial controller

• Drove further millions in Savings in the areas of freight and duties, reduced annual compliance, foreign exchange & financing costs, headcount reductions and further sourcing reductions through continual business performance review and analysis.
• Assisted operations in the development of improvements in project reporting, review and management.
• Oversaw risk and credit management for the group including the maintenance and renewal of all insurances.
• Completed all balance sheet reconciliations on a monthly basis also submitted to head office in Milwaukee USA.

financial controller

• Arranged for debt repayment or establish repayment schedules, based on customers’ financial situations.
• Prepare, examine, or analyze accounting records, financial statements, or other financial reports to assess accuracy, completeness, and conformance to reporting and procedural standards. monthly balance sheet accounts for corporate reporting.
• Lead the merger of the 3 Rexnord Companies into 1 single entity from April 1 2017.
• Oversaw the establishment of the Groups Tax Consolidation crystallising Millions in Tax losses.

senior finance executive

• Working as Team Lead for Opportunity to Cash Function. 
• Conducted trainings on pricing for freshers in the team. 
• Review contracts and RFP for Indian Customers majorly of Government Sector.
• Highlight the risk involved and prepare the risk mitigation plan for such contracts along with the business team. 
• Prepare the commercial proposal along with the Business Finance Manager by understanding the different pricing models and commercial templates. 
• Accurately audit the final booking document and book the orders on system. 
• Revenue recognition and closure of India Business Unit

finance executive

•  Vendor reconciliation        
• Creation & Reversal of BFM/Admin provisions and other Month end closure activities       
• Cost transfers between entities of Wipro
• Analysis of Input Tax credit of Use Tax 

commercial underwriter/processor

• Ensuring operations are in order and smooth running of all administrative duties
• Plan, coordinate and oversee all personal lines operations
• Domestic and commercial quotations
• Underwriting risks
• Assess claims occurrences, examine claims forms and other records to determine insurance coverage.
• Book take overs
• Handling queries from brokers

credit officer

• As a loan/credit officer i should meet with applicants to obtain information for loan applications
•  To answer questions about the process.
• Explain to customers the different types of loans and credit options that are available.
• Reconciliations, debtors accounts andbank accounts.

financial controller

• Prepare weekly and monthly reports to directors 
• Manage the flow of cash or financial instruments
• Operate computers programmed with accounting software to record, store, and analyze information
• Prepare bank deposits by compiling data from cashiers, verifying and balancing receipts, and sending cash, cheques, or other forms of payment to banks
• Classify, record, and summarise numerical and financial data to compile and keep financial records, using journals and ledgers or computers
• Prepare financial information for outside accountants to complete tax returns
• Monitor financial activities and details, such as cash flow and reserve levels, to ensure that all legal and regulatory requirements are met

finance director

• Direct and supervise a team in charge of all finance contracts for new and used vehicles sold by Dealership.
• Administer contracts in transit, review DMV compliancies and build relations with finance institutions.
• Control finance managers schedules and sales objectives for each individual.
• Train finance managers on new guidelines of manufacture incentives and percentage rates.
• Build  solid relations with Bank institutions that are used to fund all financed contracts.
• Have a well find tune relationship between finance and sales departments to accomplish giving the client the best experience possible.   

credit analyst

• Part of the credit team, responsible for approving vehicle loans
• Worked in tandem with the sales team and customers to negotiate payments and ensure accounts were reconciled.
• Releasing sales orders for overdue customers, depending on customer profile
• Accessed credit records to evaluate customer histories.
• Generated reports detailing various metrics and account information.

finance analyst (contract role)

• Support the preparation of the annual budget, strategy and forecasting and ensure the business is held to account for delivering to targets.
• Generate detailed analysis that accurately explains financial performance against plans to the Queensland Bulk leadership team. If the business unit has deviated from its target, assist in the development of a program of works that will help bridge the gap through initiatives.
• Develop financial evaluation models to support the Service Delivery managers in understanding key drivers of their operational areas and assist in the implementation of various business initiatives.
• Support the annual KPI and goal setting process for the operational business units.

client relationship manager

•  Cultivated strong partnerships within key hiring groups and clients that resulted in successful candidate sourcing and business development strategies.
•  Organised various events such as guidance cells, counselor sessions etc.
• Perform need analysis and liaise between the organization and international clients and maximize profit.
•  Increased applicant pool by hiring difficult to fill employee positions Acted as a trusted advisory to client groups. 
•  Partnered with hiring managers to drive staffing solutions that meet the needs of the business units.
• Partnered with external agencies to match qualified candidates and opportunities. Managed agency relationship for mutual benefits. 

stock broker

• Providing accurate investment advice to clients.
• Accurately evaluating financial reports.
• Managing clients’ investment portfolios.
• Staying abreast with the latest financial news.
• Providing regular updates to clients regarding the status of their investment portfolios.
• Informing clients of new investment opportunities within the stock market.
• Sourcing new clients through networking and cold calling.

senior finance associate

• Prepared quarterly and annual organisational budgets & forecasts and monthly P&L reports.
• Developed financial strategies for the business.
• Presented reports to management regarding the finances of the business.
• Supervised three associates in the department and trained new associates on accounting principles, company procedures and industry best practice.
• Modified a comprehensive financial package to reflect dynamic organisational complexity and improved processes for greater efficiency with a significantly reduced error rate.

finance intern

• Assist in Financial Reporting
• Verify financial transaction by auditing documents
• Assisting to Payments Processing Teams
•  Client relationship management and support services

credit analyst

• Assess client’s overall financial situation by reviewing income, assets, debts, expenses, credit reports, or other financial information. 
• Analyze applicants’ financial status & credit evaluations to determine feasibility of granting credit facility.
• Approve loans, overdrafts & credit cards within specified limits, and refer applications outside those limits to management for approval.
• Support in amendments made on credit policies, procedures and standards in conjunction with senior managers.
•  Making training sections for new hires to update them with policy and how credit assessment cycle works.
•  Being responsible for a team of credit administrators evaluating their performance and guide them to improve their quality and turn around time.  

financial controller

• Develop internal control policies, guidelines, and procedures for activities such as budget administration, cash and credit management, and accounting in compliance with IFRS and the Holding Company Policies and Procedures.
• Prepare monthly consolidated financial statements of the Subsidiaries and reporting to KSA HO for review, inter-company transactions and loans.
• Monitor and evaluate the performance of finance  and procurement staff, recommending and implementing personnel actions, such as promotions and increments.
• Review VAT returns calculations before submission and insure timely tax payment and optimization.
• Prepare or direct preparation of financial statements, business activity reports, financial position forecasts, annual budgets, or reports required by KSA based Holding Company (Maharah HR).
• Establishing and enforcing proper accounting methods, policies and Standards according to IFRS, application of IFRS 16 finance leases and IFRS 9 ECL model.
• Authorize requests for disbursements in accordance with company policies and procedures.