financial services resumes Archives

Prepare and deliver presentations to communicate economic and environmental study results, to present policy recommendations, or to raise awareness of environmental consequences.
Inspect crops, fields, or plant stock to determine conditions and need for cultivating, spraying, weeding, or harvesting.
Inform clients of overdue accounts and amount currently owed.
Attempt to collect payment.

Produce monthly reports
Assist with month end closing
Provide supporting documentation for audits
Maintain accurate historical records

Understanding about the Financials of the Proposed Borrower/ Firm.
Documentation of 3 year Financials, KYC Papers, Different Government Registration document, MOA, AOA and Property Documents.
Pulling out CIBIL Report for the Borrower.
Analyzing the Bank Statement (Debit and Credit Summation).
Preparing the Executive Summary about the firm.
Preparing Financial Data and Provisional’s.
Preparing CMA Data.

· Managed schedules, organized office functions, and oversaw daily operations of office
· Hired, trained, and on-boarded over new employees, providing initial support
· Slashed office expenditures by negotiating for cheaper supply contracts, implementing inventory control, and standardizing ordering procedures
·
· Prepared daily, weekly, and monthly reports, and updated calendar of appointments
· Performed basic accounting functions including cash reconciliations and wire transfers
· Discovered and rectified erroneous vendor billing, saving

Conduct in-depth credit investigation, evaluation and analysis of the creditworthiness of the borrower.
Prepare spreadsheets of financial statements. Input all required data into the loan origination and loan processing systems.
Evaluate all financial statements (business and personal tax returns, fiscal year-end and interim statements and personal financial statements) for credit worthiness. Identify recurring and non-recurring income/expenses. Comprehend all schedules, notes, and K-1’s.
Investigate and analyze credit history of borrowers by ordering credit reports from, Dun and Bradstreet, Experian and PayNet.
Recommend approval or denial of loans, or approve/deny loans within lending authority.

Preparation of Credit Monitoring Arrangement Report (CMA) for various corporate clients.
Analysis and Appraisal of loan proposal through ratio analysis, fund flow analysis, flow of Net Working Capital, Cash Flow Analysis and Sensitivity Analysis, adherence to all financial benchmarks as per the loan policy/guidelines
Assess the repayment capacity using available information viz income details, past credit behaviour, analysis of bank account statement, leverage ratio.
Preparation of Project information memorandum includes assessment and credit requirement, Preparation of various Bank formats.

Handle Warid’s Corporate Billing in Finance department.
Operated Internal Software TABS for billing.
Responsible for the activation of Corporate Postpaid Connections.
Correspond with vendors and respond to inquiries

Organized and coded all documents related to due diligence for tendering
Reviewed and provided comments on the adequacy of documents and took necessary steps to cure any deficiencies
Prepared correspondence, accounting and financial documents for analysis
The study would help us to understand how the expenses are converted into gains.

Ensure all necessary paperwork has been received by the client and is filed properly or walk a client through the document itself so there is no confusion on how to properly fill it out.
Scanning and saving of documents, and access accounts to provide clients with updates or information regarding their latest transactions..
Often asked to update, maintain or access client accounts, transactions or documents.
Called upon to assist with human resources tasks, such as payroll services and budget issues.
Carry out administrative tasks that keep the financial group operating smoothly.

Working in USAA (United Service Automobile Association) Process.
Establish and maintain client data with individual or business customers and send remainder notice letter with premium, dwelling, property, loss of use amounts for renewal.
Examine documents to determine insurer or mortgagee from such factors as applicant financial standing and value and condition of property.
Examine, evaluate, premium amount and active status in client application software’s.
Prepare letter for first remainder and followup or lapse remainder notice.
Examine renewal status and premium amounts in dec page and make changes like new business, renewal, endorsement and cancellation.
Analyze and classify mails and data to determine their current financial status, homeowner or mortgagee.

Consolidation, maintenance and development of the 3-year and 5-year business plan
Build and maintain sophisticated financial and non-financial models mainly for Consumer Desktop and SMB business unit that allow the business to simulate various scenarios
Provide timely support to requests from Senior Management and Board of Directors
Direct involvement in strategic projects, including Mergers & Acquisitions (Due diligence, modelling for M&A, post-acquisition performance evaluations)
Perform scenario analysis, prepare ad-hoc reports/ analyses/ presentations for various internal and external events such as Analyst Days, regular earnings calls, business reviews and others
Regular reporting – prepare weekly, monthly and quarterly reporting packages to Senior Management
Provide support to the forecasting and annual budgeting process

Prepare and submit budget estimates, progress reports.
Inspect or review projects to monitor compliance with safety codes, Quality Controls or other regulations.
Reviewing and Approving Project Purchases, Hire Equipment Timesheets, and Subcontractor invoices.
Preparing monthly progress summary and submitting for client approval.
Estimating additional cost and manpower requirements for the variation job order.
Follow ups with client for the variation orders and technical documents.
Raising NCR/RFI for technical issues and doubts.

Inform clients of new products
Conduct cold calls
Input clients tax information on to the appropriate tax forms
Advice clients of new tax tips to help them save money
Take clients payments and enter them into the system
Run reports
Stay up-to-date on the latest tax information by doing CE hours

Perform back end operations.
Generate leads through CRM.
Achieved the CRM target of the bank(80%) and made it the top leading branch in the region.
Ensure controllership and consistency of accounting processes, drive controllership awareness, and financial compliance.

Answered an average of 60-75 calls per day by addressing customer inquiries on their checking and savings accounts in a timely and accurate fashion.
Solving problems and providing new product information. Investigated and resolved customer inquiries and complaints in a timely and empathetic manner.
Answering incoming call, for customer with technical issues signing on their online banking. troubleshooting customer’s computers and internet browsers.
Prepare financial or regulatory reports required.

Analysis of a trend market and valuable companies
Follow up daily tasks
Conduct searches to find needed information, using such sources as the Internet, news web sites, and television.
Examine, evaluate and tag stock price and market value of companies
Use computer for various applications, such as database management, word processing and analysis from trade platforms.

Reduced below industry standards, the expense to sales ratio from 15.6% to 13.7% in 2015 – this by conducting on-going budget meetings which allowed management to maintain stringent controls on spending.
Managed a task force of 6 internal staff that overhauled the payables module which resulted in a first ever write off to the Profit and Loss a credit of $J50M completed within a 6 months period.
Coordinate External audits of company accounts and financial due diligence to ensure compliance Saudi Capital Market Authority and Holding Co. Policies and Procedures.
Prepare and lodge Quarterly BAS Reports

Vetting of loan applications
Filling of loan appraisals form
Disbursement of loans
Recoveries of loans

Perform daily cash reconciliations for banking clients ensuring all outages are assigned to appropriate departments.
Prepare position reconciliations by researching all outages through comparison of internal accounting systems as well as with the positions held at the fund.
Collaborate with various internal departments to ensure that all outages assigned are cleared in a timely manner.
Effectively manage numerous client inquiries and ensure that requests are completed in an effective and timely manner.

Review data about material assets, net worth, liabilities, capital stock, surplus, income, and expenditures.general ledger, including the chart of accounts.
Monitor accounts to ensure payments are up to date
Research and resolve invoice discrepancies and issues
Maintain vendor files

Data entry and reconciliation of data.
Setting up contracts of Insurance agents.
Managing Information System for team
Perform business and technical requirements gathering, use-case discovery, platform and reporting analysis from an XBRL perspective.

Daily balancing of cash accounts for several FNB branches.
Investigation of differences and discrepancies on cash accounts.
Effectively communicate with branches about discrepancies and assist is solving and issues that arise.
Preparation of Bank Confirmations for audit firms servicing FNB small to medium corporate clients as well as RMB corporate clients.
Compile reports of client assets/liabilities, collateral/facilities for use in financial year-end audits.
Meeting of strict SLA’s, providing accurate data and assisting clients with any issues or queries.
Multi-skilled in different positions including ADT balancing, ATM Balancing, KYC Compliance and Bank Confirmations.

Prepared the Purchase Orders for the different parts of LPG Cylinders.
Filed the RTI in Govt. department.
Made different plans for one of its company e.g. Sales Plan, Motivational plan etc.
Audited accounts of the company in Tally.
Dealt with Income Tax Search & Seizure matter of different assesses.

Trained employees on accounting principles and company procedures.
Collaborated with and played a vital role the Manufacturing (LML)Company team regarding fair transfer pricing resulting in increase gross margins.
Researched, recommended and implemented short-term investment options that yielded interest income that assisted in working capital requirements.
Implemented the Radio Frequency ID (RFID) software that manages all Fixed Assets within the company- This revealed a major gap and caused an adjustment to be made to the balance sheet for assets.

Handle all the Accounts payables and receivables of the 4 companies under the umbrella of the food explorer.
Handled the monthly profit and lost statements of 3 subsidiaries.
Balance Sheet reconciliation on monthly basis
Prepare analysis of accounts

Assisted customers in bank operations, including opening accounts, accessing safe deposit boxes and ATM operations
Prepared official checks for customer and internal bank needs
Identified and eliminated errors when balancing ATM transactions and teller cash dispensers
Cashed customer checks, including verifying identification and checking account balances in accordance with bank policies.

Vendor Aging extract on monthly basis
Payment of Critical Vendors
Filing of all Issued Cheques in Sequence
Journal Vouchers arrangement as per the list on monthly basis

30% annual average growth of loan book value (1st half 29%, 2nd half 31%)
2.6% Portfolio at Risk (Non-Performing Loans)
15% average growth of month on month loan count
No (loan related) issues raised in branch audit report

Strengthen customer relationships by providing the highest level of service by quickly and accurately identifying customer needs and articulating the appropriate solution to their questions and / or account-related issues
Demonstrate knowledge of investments and financial markets and apply key principles appropriately to the individual client’s investment needs
Ability to grasp and apply complex technical material quickly and manage workload effectively
Successfully communicate with various support groups and make use of all internal systems and resources available to obtain the necessary information to resolve inquiries for clients

Create Purchase Order (PO) that is requested from India Finance Team.
Create and process Debit/Credit note for Petty Cash PO.
Follow up any pending PO.
Do the amendment for PO created when Finance Team requested.
Responsible send the PO to Account Payable Team to process timely.
Prepare and update the accrual during closing period.
Ensure and checking to use the right accrual during closing period.

portfolio manager

finance executive

credit analyst

financial specialist

credit analyst

assistant finance manager

finance executive

finance intern

client service associate / marketing assistant

financial associate

senior finance specialist/strategy planning analyst

project controller/site engineer

tax specialist

finance intern

financial adviser/online banking tier 2

stock market trader

junior financial controller

credit officer

finance associate (reconciliation)

finance executive

financial associate

financial administrator

assistant finance manager

financial controller

finance executive

financial associate

senior finance executive

credit analyst

senior financial services representative

finance analyst (a2), contract logistics services