finance analyst

• Supported Payroll team for the past 8+ years
• Developed macro programs to reduce manual error and operation time.
• Developed input tracking tool which helps payroll team to process all the inputs received without missing accuracy and timeliness.
• Led the implementation program during the implementation of input tracking tool to all APJ (14 Countries) ,AMS (10 Countries) and EMEA (2 Countries) region.
• Developed macro to calculate monthly performance within the team using the input processing data.
• Developed macro to calculate Australia and New Zealand tax to do comparison with payroll system.
• Developed share point to manage 1X1 details for the payroll team members.

finance executive

•  Daily Bank Position.
•  Preparation of Cheque.
•  Bank Reconciliation Statement.
•  Coordination with banks (P.O, RTGS etc).
•  Fund planning on monthly and long term basis.
•  Working Capital Management.
•  Administering Accounts receivable and accounts payable.

financial administrator

•   Edit customer, suppliers and inventory on pastel.
•  Processing of cash book payments 
• Capturing invoices.
• Processing of daily banking and assist with petty cash queries as well as cashiers overs and shorts.
• Compile month end cash sales reports.
• Print bank statements and receipt payments. 
• Processing of Customer’s invoices and credit notes.

financial controller

• Collaborated with executive team in preparation of annual capital and operating budgets, forecasts and all financial reporting and analysis.
• Oversaw daily financial functions, including accounting, payroll and financial reporting.
• Planned budgets, authorized expenditures, monitored accounting processes, established service rates and coordinated financial reporting to oversee all fiscal procedures.
• Project commercial aspects: water tight costing and cashflow for projects
• Banking & Insurance: financing from banks, investment of funds, risk management, insurance
• Supply Chain: logistics planning, import of equipment, clearing & delivery
• Financial reporting of AVANCEON & wholly owned Dubai subsidiary (UAE JAFZA) for BOD meetings

portfolio manager

• Communicate with clients, colleagues and service providers  on various levels.
• Submit risk payments to underwriters on a monthly basis.
• Submit monthly payments to service providers 
• Attending quarterly board meetings 
• Taking minutes 
• Update and submit payroll (payments to spouse and child pensioners) 
• Submit and or approve payments through banking systems.

investment manager

• Researched and made investments in different fields such as real estate, oil and gas, restaurants.
• Researched different tax , insurance, global trade, mineral and franchise laws in order to make profitable investments.
• Vetted dozens of different investment opportunities and assessed risk based on certain criteria.
• Created excel spreadsheets to assess the financial viability of investment opportunities.

finance analyst

• Administer the daily financial management of project portfolio consisting of single service contracts and/or tactical accounts.
• Identify issues related to contract modifications, contract values, and contract deliverables.
• Perform analysis of budget to actual data on monthly, quarterly, and annual bases and for revenue calculations and forecasting.
• Perform regular profitability and cash flow analysis on assigned projects.
• Perform reconciliations of costs and revenues recognized for assigned projects.
• Coordinate with support staff to ensure sponsors are invoiced in a timely and accurate manner.

client service associate (facebook advertising)

• Confer with customers by telephone/chat/email to provide information about products or obtain details of complaints.
• check deposits
• Stock Certificate Receipt Deposits
• ACH transfers

junior financial analyst

• Examine, evaluate, and process finance applications for vehicles, personal water crafts and machinery.
• Assessment of applications from capacity calculations through to liaising with banks and secondary lenders to achieve a final result.
• Use of multiple software programs ranging from Customer Relation Management data bases, Office Suite and Business Banking portals.
• Compliance for all loan records within the business.
• Insurance advice
• Whilst in this role I successfully completed my Certificate 4 in Finance & Mortgage Broking and Tier 2 qualification in General Insurance Advice.
• Due to decreased business and directors moving forward with other aspects of the business, my position was made redundant.

financial specialist

• Track sales reports and order products to meet customer requirements and increase profits
• Execute all local merchandising plans and follow company plans to ensure meat department achieves profits
• Manage and track inventory records to estimate gross monthly profits
• Control department expenses by enhancing operations, meet budgeted goals and control all shrinkage in department
• Minimize all out of stock and overstock to ensure fresh merchandise
• Receive and unload incoming shipments and price product to ensure product quality, protection and rotation in cases and coolers
• Provide monthly and inventory margin evaluations

credit officer

• The job entails Business Development by structural targeting and acquisition of small, mid-size and large corporate segment and assessing their requirements.
• Regular customer engagement, building quality customer portfolio and ensuring growth and profitability of business.
• Comprehensive credit appraisal and assessment of creditworthiness of customers/ projects; including industry and financial analysis, peer group comparison, trade –lenders reference check, management appraisal and others.
• Studying technical and economic viability of the various projects.
• Responsible for legal and audit compliance, regular review of the project progress / loan accounts and carrying out periodic Site visits.
• Processing disbursements as per the sanction terms and post sanction monitoring of loan accounts.
• Work in co-ordination with Loan Recovery Department for monitoring of NPA accounts

financial associate

• Operated as a Financial Associate in VARIMAN– which offers administration work like Trade processing, month end reporting, cash reconciliation for the Hedge funds.
• Worked as a Business Analyst role in the creation of In-House application and also involved in Regression testing for the same. The role involves gathering Business requirements from the client, documentation of the requirements, communicating the client requirements to the development team in Chennai, liaising with the Technical team to ensure that the client requirements are fulfilled
• Provided offshore support for Appaloosa Management, one of the leading Hedge Funds based at New Jersey, in their reporting, pricing and re-conciliation processes.
• Hands on experience in the usage of Bloomberg terminal for pricing of securities.
• Also involved in manual Trade capture on behalf of the client for the reporting purpose.
• Fixed Income Projection- collecting the interest and dividend rates using Bloomberg launch pad. Update and upload the same into the designed software and validate the numbers generated and deliver it to client.
• Reconciliation of Trade data, Cash, Position collected from the client with Prime Broker report.

tax specialist

• Works with public to ensure best customer service possible
• Assist customers in obtaining Vehicle Registration Renewals, Title Transfers, Specialty Plates, Disability Placards, and other miscellaneous vehicle tax needs. 
• Check tax forms to verify that names and taxpayer identification numbers are correct, that computations have been performed correctly, or that amounts match those on supporting documentation
•  Preparation of Compensation data and business travel expenses.

finance executive

• Performed bank reconciliation 
• Posting financial transection in QuickBooks 
• Petty Cash Management 
• Writing Cheques and Management of Cheque Books. 
• Approval and Disbursement of Cheques.
• Filing of Vouchers and Record Keeping. 
• Preparing and Dispatching Invoices. 

tax specialist

•     Advise clients on the tax preparation process.
•     Prepare and file tax documents. 
•     Take income calls from clients to answer tax questions.
•     Ensure the confidentiality of each client by following all company              procedures.
•     Attend to the needs of clients to inspire them to refer the service and      come back the following year. 
•     IRS audit support 
•     Face to face interviews

financial associate

• Responsible for preparation of Financial reports and ensure process adherence at all times.
• Responsible for preparation of following Mutual Fund statements based on the LUX GAAP: SAL, SOC, SCS, Portfolio and Derivatives.
• Identifies financial values by comparing and analyzing actual results with the trial balance and related backup files given by the clients.
• Prepare reports using the FUNDSUITE-SX application and maintain quality in process.
• Analyzing income, profit and loss statements and NAV calculation.
• Reconcile financial discrepancies efficiently and in a timely manner for client.
• Providing support to the Research Manager and team, in completing projects on time and knowledge transfer.

finance intern

• gained knowledge about Mutual funds.
• studied the different mutual fund schemes and the returns from them.
• learned different risk-return ratio’s such as Sharpe ratio and Treynor ratio and about their practical implementation.
• applied the ratios among different mutual fund schemes from different segments to find out the returns over risk of the mutual fund schemes.
• generated leads through calls.
• Determine customers’ financial services needs and prepare proposals to sell schemes that address these needs. 
• sold 3 mutual fund schemes in the internship period.

credit analyst

•  received extra mile award – Bangko Kabayan Private Development bank
• received plaque of recognition – from Bangko Sentral ng Pilipinas
• received promotion
• During the internship program i had the  opportunity to work with MMFSL as summer trainee-credit analysis for a period of 2 months.The role was to analyse the  Turn around time of the credit proposals with the commercial vehicle fiance segment.

finance intern

• Operate computers programmed with accounting software to record, store, and analyze the financial information of Various SME’S. (Accounting software- Zoho and Xero)
• Assisted in Compiling budget data and documents, based on estimated revenues and expenses and previous budgets.
•  Finance administration.
•  Supported vat filling procedures.

finance executive

•  After completion of agreement process follows up the delivery order process.
•  After vehicle delivery submitted to the post sales disbursement documents to all the bankers.
•  Dealer commission follow up and finance report sent to the branch head and department head
•  And achieved the every month target, more than 60% in house penetration.

finance executive (accounts payable & reconcilation)

• Preparation of Bank Reconciliation statement, prioritizing payments based on Cash Flow and releasing the payments.
• Managing the bank accounts, Beneficiary Creation in net banking and clearing the issues regarding the transactions.
• Sending payment confirmation mails & Payment advise to the Vendor’s and clearing the queries related to the payments.
•  Handling the loan agreement process and co-ordinate with bankers

finance analyst

• Quarterly Cost Estimation for Project personnel teams.
• Assisting with Time Writing analysis and tracking costs to correct Project Cost Centers.
• Ensuring coding of work requests to appropriate Accounts in ARIBA.
•  Analysis of actual rates against estimated rates.
• Develop and generate time writing reports used for both G&A and cost system input.
• Creation of Work Tickets & keep close liaison with the procurement department for accurate cost allocation.
• Analysis of time writing recovery to understand the factors that drive variances and if necessary facilitate adjustment of standard time writing rates.

credit analyst

• Evaluates borrower’s credit data and financial statements to best determine the degree of risk involved in lending money to them.
• Prepares reports that reflect the degree of risk involved with lending money to clients.
• Analyzes borrower’s records while using specific data to recommend payment plans. 
• Evaluates the financial status of clients by producing financial ratios through computer programs.
• Confers with credit associations and references to exchange credit information on clients.
• Presents all compiled data information to lenders and loan committee for approval.

credit officer

• Promoting and marketing the Company’s product.
• Approving and giving loans to clients
• Increase loan production each month by 25% and maintained a consistent 60% thus ranked in the top 5 in loan volume.
• Ensuring loan repayments and recoveries are within stipulated timelines and policy guidelines
• Obtaining and compiling copies of loan applicant’s credit histories and other financial information.
• Handling complaints and disputes and taking appropriate action to resolve them.

credit officer

• Initial screening of Housing and mortgage loan application and login the case in System. 
• Credit recommending, responsible for analysis of loans as per the Policy Manual. 
• Process of Login to Disbursement from H.O. 
• Accountable for the credit quality of the loan underwritten and portfolio, including the due diligence, of the portfolio included in their markets. 
• Accurate and appropriate analysis of applicant’s credentials, including financial analysis & various associated financial ratios for credit decision, as per the Policy Manual. 
• Responsible for initiating personal Discussion before recommending proposal besides recording all the factual events/observations/discussions to facilitate credit decision by the sanctioning authority. 
• Preparing and monitoring system related MIS and data updating for the requirement of the administration of the loans as per the Loan Policy Manual. 

finance executive

• Confer with Vendors by telephone or in person to determine reasons for overdue payments and to resolve other issues.
• Creation, maintenance and providing Reconciliation of Statements of vendor’s accounts.
• Assisting in the preparation and Payments of salary and F&F settlements of employees.
• Managing bank accounts, Ad-hoc requests and Providing monthly Stock statements to various banks.

investment banking analyst

• Analysis of company financial performance using company comparables, precedent transaction analysis, market performance of peers, evolution of valuation multiples overtime, benchmarking relative to peer focus group using excel models.
• Preparation of comprehensive pitch book material containing industry overviews, company profiles, share price analysis 
• Analysis and preparation of financial models and templates on several adhoc requests including ROE, ROCE and related financial ratios
• Study of Financial statements, Management Discussion and Analysis and notes to financial statements
• Usage of data sources including Factset,Thomson Research and Factiva

financial controller

• Created periodic reports comparing budgeted costs to actual costs and suggested budgetary changes to increase company profits. 
• Report to management about audit results, and implement Recommend changes in operations and financial activities. 
• Oversee bank reconciliations for 100+ accounts each month.
• Preparation and control over Payroll roll , EOSB & GOSI in the system and coordination with related government authorities. 

finance executive

• Receive and verify local suppliers invoices
• Verify transactions comply with financial policies and procedures
• Prepare batches of invoices for data entry
• Manage daily/weekly/monthly cheque print from computer system
• Record all cheques
• Maintain listing of account payable
• Ensure proper recording and documents filling

finance consultant

• FINANCE MANAGEMENT COMPLIANCES OF ORGANISATION
• LEGAL COMPLIANCES OF ORGANISATION
• Cash Management Analysis and project finance for a project to be undertaken for Gujarat Mineral Development Corporation (GMDC) for removal of sulphur and pirates from lignite.
• Corporate Taxation, Divisional profitability analysis and reporting