credit risk manager
- Responsible (Tamilnadu Region) for underwriting & recommending credit facilities basis the bank’s credit delegations with suitable mitigants to address risk involved.
- ING Vysya Bank – was in charge of relationship as well as credit for Mid & Large Corporates for Rest Of Tamilnadu & Kerala
credit risk manager
- Owning the credit risk policies for business
- Analysing and processing data
- Responding to regulatory requests
- Generating reports, ad-hoc analysis and forecasts
- Monitoring risk trends of the portfolio
- Developing and applying scorecards/models
- Develop credit risk as well as fraud strategy & policy including testing and implementation
credit risk manager
- Adjudication of credit risk exposures for all lending segments within the bank’s portfolio in keeping with established lending protocols and within prescribed service level agreements.
- Mentoring, training and directing the team on established credit policies, credit risk philosophy and products
- Provide guidance in structuring credit transactions that are efficient, practical and profitable
- Reviewing and updating policies and tools to support the growth aspirations of the bank
- Preparing reports and analysis on the credit exposures of the entity
- Review of new credit product initiatives to ensure balance is maintained between the risk and sales objectives