ebfca588-7f82-40b2-80d2-0b312aea0f40

Andrew Smith

287 Custer Street, Hopewell, PA 00000
[email protected]
(000) 000-0000

Professional Summary

Highly dedicated and conscientious Workers Compensation Adjuster with a proven record of high client satisfaction. Experienced in obtaining optimal legal outcomes for legitimate injury claims across a wide variety of industries. Knowledgeable in an array of injury specific medical options for individual claims cases.

Core Qualifications: Extensive worker’ compensation claim management experience .
Excellent facility with medical terminology.
High skills in handling confidential information.
Strong ability to build working relationships with trust and integrity.
Superior ability to deliver unique and reliable solutions .
Outstanding written and oral communication skills 
Sound analytical and computer skills 

Employment history

Senior Claims Adjuster, Hessel Inc. Effertzmouth, New Jersey
Jan. 2019 – Present
Promptly investigates each claim in accordance with the claims department best practices.
Initiates contact with insureds , claimants, witnesses, attorneys and other appropriate parties.
Reviews and evaluates policy coverage provisions , business classifications and underwriting guidelines.
Directs counsel on approved declaratory judgement actions.
Reviews and audits all vendor invoices.
Controls investigation assignments made to independent adjusters and other vendors.
Sets initial reserves and ensures proper reserve evaluations throughout the life of the claim. 
Pursues potential opportunities using experienced judgement for recovery including subrogation, indemnification and /or contribution.
Investigate, negotiate reserves and resolve all claims within my authority level.
Maintains an organized claim file, including appropriate file documentation   

 

Claims Specialist, Luettgen, Okuneva and Oberbrunner. Lake Kenton, Arkansas
Aug. 2017 – Oct. 2017
Review , analyze and prepare pro rate accounts. 
Process and bill reinsurers for proof of loss. 
Maintain all related statistical records and treaty experience/contract history records using Excel.
Collect and process incoming funds from reinsurers.
Maintain files on a monthly basis.
Request letters of credit and maintain applicable records and exhibits interface on a direct basis with client markets.

Claims Liaison, Cummings-Heaney. South Orvilleton, New Jersey
Jun. 2016 – Jul. 2016
Handles assigned worker compensation claims accounts, to achieve established goals and objectives. 
Collaborates over the phone with attorneys, medical personnel and employers to gain information for claims. 

Maintains insurance product and company reputation by complying with federal and state regulations: travel to hearings, mediations  and file review when appropriate.
Contributes to team in effort by accomplishing results for successful claim management as outlined.
Explains benefits and procedures to employers and injured workers over the phone and coordinates.

Senior Claims Adjuster, Gislason LLC. McClurehaven, New Jersey
Oct. 2015 – Nov. 2015
Work directly with NCM’s  Manage Care, Bill Review Specialist and MSA companies on a daily basis. 
Manage all aspects of investigation activity on complex workers compensation claims; primarily handling PA , NJ, DE claims. 
Handle lost , litigated , medical claims for above jurisdictions. 
Directs the discovery and litigation strategy with legal counsel. 
Determines policy coverages and determines if coverage apply to claims submitted; establish reserves and authorizes payments within scope of authority, settling claims in the most cost-effective manner and ensuring timely issuance. 

Claims Examiner, Lowe, Walter and Parisian. Gleichnerfort, Idaho
Sep. 2013 – Nov. 2013
Manage 180 claims for PA, NJ, DE
Send out legal notices as required by each state.
Responsible for handling complex litigated and non litigated workers compensation claims from beginning end.
This includes investigating , evaluating, negotiating and settling lost time claims. 
Determine whether the claim is compensable , coordinate care for injured worker by approving and authorizing treatment .
Work with the employer to get the injured worker back to work. 
Pay bills on the file, which include wages to the injured worker for time unable to work     

Education

North Windler, Crooksshire, New Hampshire
Associate of Science, Allied Health Management, Oct. 2011

Western Balistreri Institute, Signeside, Texas
High School Diploma, Allied Health, Feb. 1998

Skills

Medical Billing , ICD Codes
Experienced

Microsoft Products
Expert

Customer Service
Expert

Legal
Experienced

Claims
Expert

6ddc9ee5-28bb-4f55-b48b-3a787f303389

Andrew Smith

287 Custer Street, Hopewell, PA 00000
[email protected]
(000) 000-0000

Professional Summary

Driven insurance professional bringing 12 years in the field of insurance with an emphasis on Commercial and Personal automobile claims. Licensed in both Washington and California as a Claims Adjuster and Manager.  Background includes high-level negotiation of injury and property claims, managing and resolving litigated claims, working closely with defense counsel on litigation strategy, large loss exposure, and education in tort and contract law.

Employment history

Claims Adjuster, Bradtke-Lind. Port Rozanne, North Dakota
May. 2017 – Present
  • Examine claims forms and other records to determine insurance coverage.
  • Investigate and assess damage to property and create or review property damage estimates.
  • Interview or correspond with claimants, witnesses, police, physicians, or other relevant parties to determine claim settlement, denial, or review.
  • Review police reports, medical treatment records, medical bills, or physical property damage to determine the extent of liability.
  • Draft reports to our principle summarizing underlying policy coverage, liability recommendations, litigation updates, injury evaluations, and indemnity payment requests. 
  • Negotiate claim settlements and recommend litigation when settlement cannot be negotiated.above the principle’s file handling standard
  • Attend arbitrations, mediations, depositions, and other court-mandated conferences during the claim litigation process. 
  • Obtain relevant evidence and information regarding suspicious claims. 
  • Consistently help maintain a file audit result 

Claims Adjuster & Claims Supervisor, Von-Will. Hegmannbury, Virginia
Mar. 2010 – Feb. 2011
  • Examine claims forms and other records to determine insurance coverage.
  • Investigate and assess damage to property and create or review property damage estimates.
  • Interview or correspond with claimants, witnesses, police, physicians, or other relevant parties to determine claim settlement, denial, or review.
  • Review police reports, medical treatment records, medical bills, or physical property damage to determine the extent of liability.
  • Draft reports to our principle summarizing underlying policy coverage, liability recommendations, litigation updates, injury evaluations, and indemnity payment requests. 
  • Negotiate claim settlements and recommend litigation when settlement cannot be negotiated.
  • Consistently help maintain a file audit result above the principle’s file handling standard.
  • As a Claims Supervisor, mentored five members of the claim staff and oversaw their development. 

US Marine, Gottlieb-Paucek. Lake Jimmie, Michigan
Jan. 2003 – Mar. 2005

Education

Eastern Cormier, Lake Genevievefort, Indiana
Certificate in Introduction to Law, 2016

Northern Nebraska University, South Corrina, North Dakota
Associate of Arts, Associate , Business Administration and Management, General, 2010

Yundt College, Bruenmouth, Vermont
Associate of Arts, Associate , Business/Commerce, General, 2006

Skills

Claims File Management Processes
Experienced

Litigation Resolution
Skillful

Settlement Negotiation
Experienced

Liability & Coverage Evaluation
Experienced

Injury Evaluation
Skillful

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Andrew Smith

287 Custer Street, Hopewell, PA 00000
[email protected]
(000) 000-0000

Professional Summary

Trustworthy, dependable, responsible professional with experience supporting community manager and managing detailed real estate transactions. Dedicated, tireless professional with a keen ability to maximize both time and business efficiencies.  Well-organized, gracious, people’s person with a keen attention to detail, who loves to assist and make principles day as smooth as possible. 

Employment history

Real Estate Agent, Wunsch, Rath and Watsica. Watersfurt, California
Feb. 2020 – Present
  • Compare a property with similar properties that have recently sold to determine its competitive market price.
  • Act as an intermediary in negotiations between buyers and sellers over property prices and settlement details and during the closing of sales.

Claims Adjuster, Powlowski-Hodkiewicz. Andersontown, California
Mar. 2019 – May. 2019
  • Investigate and assess damage to property and create or review property damage estimates.
  • Examine claims forms and other records to determine insurance coverage.
  • Negotiate claim settlements and recommend litigation when settlement cannot be negotiated.

Resident/Assistant Manager I, Koch and Sons. Port Garnett, Hawaii
Aug. 2017 – Feb. 2018
  • Demonstrated strong, reliable work ethic by setting goals and exceeding them by being highly organized and knowing how to prioritize daily tasks, leading to renting more units to result in a NOI increase of 6.09% from property’s prior year
  • Maintain scheduling and event calendars for work orders, resident events and staff events/training. 
  • Schedule and confirm appointments for clients, customers, or supervisors.
  • Collected monthly rent, tracked property expenses, planned resident events
  • Promoted from a Resident/Assistant Manager III to Resident/Assistant Manager I in March 2018. 

Leasing Manager I, Schimmel LLC. New Librada, New Jersey
Jan. 2016 – May. 2016
  • Answer phone calls and direct calls to appropriate parties or take messages.
  • Greet visitors and determine whether they should be given access to specific individuals.
  • Perform general office duties, such as ordering supplies, maintaining records management database systems, and performing basic bookkeeping work.
  • Obtained strong organizational skills preparing legal contacts, file audits
  • Rewarded with promotions: from Leasing Manager III to Leasing Manager II in March 2016; promoted again from Leasing Manager II to Leasing Manager I in March 2017 for making thoughtful choices, being effective and prompt with prospects and current resident, and my ability to communicate effectively

Education

South Kansas Academy, Lake Dallas, Texas
Bachelor of Science, Business Administration, Jul. 2015

North Illinois Institute, West Porfirio, Nevada
Associate of Science, Business Administration, Apr. 2012

Skills

Great time management skills, strong customer service skills

Positive attitiude, great communication, excel in multi-taking situations

Highly organized and detailed orientated

Efficient in Microsoft Office Word, Excel, Powerpoint, Outlook, etc

e402de05-8517-49e6-b030-824807665177

Andrew Smith


287 Custer Street, Hopewell, PA 00000

(000) 000-0000

Professional Summary

Strategic-minded, goal-driven account manager with 4 years of successes in the areas of business development, account management, and direct sales.  Exceptional ability to build and lead high-performing teams focused on developing profitable sales strategies and identifying market opportunities to achieve sales goals.  Adaptable, customer-focused leader with a proven track record of bringing revenues, profits, and market shares to new heights.

Employment history

Claims Adjuster, Berge-Ledner. New Chas, New Mexico
Dec. 2019 – Present
  • Examine claims forms and other records to determine insurance coverage.
  • Investigate and assess damage to property and create or review property damage estimates.
  • Interview or correspond with claimants, witnesses, police, physicians, or other relevant parties to determine claim settlement, denial, or review.
  • Negotiate claim settlements and recommend litigation when settlement cannot be negotiated.
  • Interview or correspond with agents and claimants to correct errors or omissions and to investigate questionable claims.

Front Desk Manager, Heaney Group. Angeloport, Oregon
Mar. 2018 – Apr. 2018
  • Resolve customer complaints or answer customers’ questions regarding policies and procedures.
  • Provide employees with guidance in handling difficult or complex problems or in resolving escalated complaints or disputes.
  • Implement corporate or departmental policies, procedures, and service standards in conjunction with management.
  • Train or instruct employees in job duties or company policies or arrange for training to be provided.
  • Sell Rooms to companies for more consistent guests. To keep a higher occupancy percentage.
  • Monitor inventory levels and requisition or purchase supplies as needed.
  • Arrange for necessary maintenance or repair work.
  • Confer with customers by telephone or in person to provide information about products or services, take or enter orders, cancel accounts, or obtain details of complaints.
  • Confer with customers by telephone or in person to provide information about products or services, take or enter orders, cancel accounts, or obtain details of complaints.
  • Keep records of customer interactions or transactions, recording details of inquiries, complaints, or comments, as well as actions taken.
  • Determine charges for services requested, collect deposits or payments, or arrange for billing.
  • Solicit sales of new or additional services or products.

Interdependent Claims Adjuster, Ondricka-Crooks. South Hoberthaven, Florida
Sep. 2017 – Oct. 2017
  • Worked directly with State Farm and its policyholders to achieve settlement in an efficient route
  • Examine claims forms and other records to determine insurance coverage.
  • Investigate and assess damage to property and create or review property damage estimates.
  • Interview or correspond with claimants, witnesses, police, physicians, or other relevant parties to determine claim settlement, denial, or review.
  • Negotiate claim settlements and recommend litigation when settlement cannot be negotiated.
  • Analyze information gathered by investigation, and report findings and recommendations.
  • Interview or correspond with agents and claimants to correct errors or omissions and to investigate questionable claims.
  • Prepare report of findings of investigation.
  • Refer questionable claims to investigator or claims adjuster for investigation or settlement.
  • Examine titles to property to determine validity and act as company agent in transactions with property owners.

Vape Technician and Sales, Raynor, Dach and Walsh. Jimmieside, Maryland
Mar. 2017 – Apr. 2017
  • Confer with customers by telephone or in person to provide information about products or services, take or enter orders, cancel accounts, or obtain details of complaints.
  • Keep records of customer interactions or transactions, recording details of inquiries, complaints, or comments, as well as actions taken.
  • Check to ensure that appropriate changes were made to resolve customers’ problems.
  • Determine charges for services requested, collect deposits or payments, or arrange for billing.
  • Resolve customers’ service or billing complaints by performing activities such as exchanging merchandise, refunding money, or adjusting bills.
  • Compare disputed merchandise with original requisitions and information from invoices and prepare invoices for returned goods.
  • Solicit sales of new or additional services or products.
  • Recommend improvements in products, packaging, shipping, service, or billing methods and procedures to prevent future problems.

Education

East Virginia Institute, Bernhardmouth, Kentucky
High School Diploma, General Studies, Jun. 2016

Skills

Up-selling

Computer Literate

Technical Support

Team Player

claims adjuster

  • Continue to support VIP groups, fraud detection and cost containment. 

claims adjuster

  • Interview or correspond with claimants, witnesses, police or other relevant parties to determine claim settlement, denial, or review.
  • Claims Review Support for Data Breaches, Complaints and Ex-Gratia Requests.
  • Team Subrogation Champion.
  • Continue to adjudicate and process Claims within the agreed company SLA – clear to zero, in accordance with policy benefits to facilitate the company achieving its loss ratio target.

claims adjuster

  • Interview or correspond with claimants, witnesses, police, or other relevant parties to determine claim settlement, denial, or review.
  • Complete required follow up tasks on files to meet specified deadlines.
  • Keep up to date and apply changes in regulations, processes and procedures.
  • Quality and Audit Support.

senior claims adjuster

  • Running daily SLA reports and assigning tasks/work distribution throughout the team.
  • Reviewing team’s suspended claims on a weekly basis and reporting back to claims team leader.
  • Coaching new team members – contact person for the team.
  • Holding presentations in monthly team meetings in cooperation with other team members.
  • Completing daily FIR audit on team and reporting back to claims team leader.
  • Participation in the AES committee on department projects and process improvements.
  • Involved in departmental projects to improve and clarify existing procedures.

claims adjuster

  • Handling auto and property damage claims working with computer programs such as Audatex and xactimate estimating systems, etc.   
  • Use AWC’s client database, Gulliver, accurately and effectively.
  • Cost containment, identifying duplicate payments, possible non-disclosure and fraudulent claims.
  • Assisting the Fraud Department by contacting Providers.

claims adjuster

  • Adjudicate and process Claims within the agreed company SLA – clear to zero, in accordance with policy benefits to facilitate the company achieving its loss ratio target.
  • Operate within and meet the conditions of company service standards, clear to zero, to guarantee customer satisfaction and retention.
  • Management of client’s medical cases according to service-level agreements (Underwritten cases as well as Groups).
  • Responsibility for complex VIP client group.
  • Exceeding productivity and quality targets inc.
  • Personal, team and departmental targets.
  • Development of Microsoft Excel-based tracking system for difficult claims.

claims adjuster

  • Responsible for handling claims investigation from beginning to end.
  • This process includes coverage determination, taking recorded statements and 24 hour contact requirements.
  • Evaluate and negotiate settlements which may include denial of claims due to no coverage or where no liability exists.
  • Establish and maintain proper reserves throughtout the lifetime of the claim file.
  • Responsible for maintaing diary schedule for all claims in adjusters care.

claims adjuster

  • Draft reports to our principle summarizing underlying policy coverage, liability recommendations, litigation updates, injury evaluations, and indemnity payment requests. 
  • Negotiate claim settlements and recommend litigation when settlement cannot be negotiated.above the principle’s file handling standard
  • Attend arbitrations, mediations, depositions, and other court-mandated conferences during the claim litigation process. 
  • Obtain relevant evidence and information regarding suspicious claims. 
  • Consistently help maintain a file audit result 

claims adjuster/ auditor

  • Reviewed customer files to ensure compliance by the employee in regards to state regulations
  • Provided highest level of customer service on all interactions.
  • Investigated claims files in accordance with insurance regulations and standards set forth by the company. Verified the member was provided with a valuable product and service.
  • Increased overall customer retention by increasing front line experiences.
  • Recognized employees who provided a tradition of service to a higher standard through world-class service. Acted as a self-starter working with great independence toward achieving team related goals.

claims adjuster

  • Interview or correspond with claimants, witnesses, police, physicians, or other relevant parties to determine claim settlement, denial, or review and prepare cases for attorneys if needed
  • Use diary system for claims management
  • Proficient in Xactimate
  • Strong customer service and communication

claims adjuster

  • Total Loss Claim Adjustor
  • Hold various adjustor licenses including Texas, Kentucky and Florida.
  • Examined claim forms and other records to determine insurance coverage
  • Reviewed police reports, medical treatment records, medical bills, and physical property damage to determine the extent of liability

claims adjuster

  • Processed policyholders claims inquiries
  • Maintained an accurate log of 100+ daily tasks
  • Developed strategies to assist in influx of property damage claims due to weather related catastrophes
  • Implemented strategies that reduced claim intake by 15%

claims adjuster

  • Assisted policyholders as first point of contact following a loss
  • Serviced 100+ daily calls with exceptional customer service
  • Empathized with soft skills to ease the parties who suffered the loss
  • Gathered loss details to determine coverage level
  • Implemented new strategies to reduce claim handle time by 20%
  • Developed and updated Standard Operating Procedures 

claims adjuster

  • Negotiate claim settlements
  • I hold various Licenses including Kentucky, Florida,  and Texas
  • Investigate and assess damage to property and create or review property damage estimates by using Symbility or Xactimate.
  • Created on-scene claims handling guidelines with Home Office directors which included the recommended use of Custard Insurance Adjusters.

claims adjuster

  • Interview or correspond with claimants, witnesses, police,other relevant parties to determine claim settlement, denial, or review.
  • Negotiate claim settlements and recommend Arbitration  when settlement cannot be negotiated.
  • Provide Customer Service and exceed customers expectations 
  • Educate Customers on coverage and policies as Underwriting guidelines 

claims adjuster

  • Answer incoming calls from insureds regarding the status of their claim.
  • Examine claim forms and policies, to determine insurance coverage.
  • Make outgoing calls to update insureds of their claim status or additional information needed. 
  • Reviewing and paying multiple claims for payment.

claims adjuster/house counsel

  • Interview and investigate involved parties to determine fault and eligibility for benefits.
  • Determine the value of property damage and determine whether property is a total loss.
  • Process potential large loss claims, gather required documentation including medical records, accident reports and interview all identified witnesses.
  • Interview or correspond with claimants, witnesses, 

claims adjuster

  • Accessing property damage to determine coverage for a loss
  • Determining liability based off fault determination rules of Ontario 
  • Contacting third party insurance companies / vendors / brokers 
  • Handling entirety of claim from start to finish 
  • Providing outstanding customer service throughout the claims process 
  • Handling valuations of vehicle and total loss settlements
  • Issuing payments to all vendors